Mini Cooper Countryman Car Insurance Calculator

Learn in real-time how different factors influence insurance rates for a Mini Cooper Countryman. Experiment with trim level options, driving record, policy coverages, and annual miles driven to see the impact on rates. Instantly see if your rates increased or decreased.

The average estimated car insurance premium for a 2024 Mini Cooper Countryman is $2,318 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,318

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Countryman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mini Cooper Countryman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,318
Average Rate
Your Rate
$2,318

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mini Cooper Countryman.

The 'Average Rate' is a combined value for all Mini Cooper Countryman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Mini Cooper Countryman is $2,318.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Mini Cooper Countryman Segment Comparison

The table below compares insurance rates for the 2024 Mini Cooper Countryman against all other models in the small SUV segment. The Mini Cooper Countryman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Countryman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Countryman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Mini Cooper Countryman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$588
2Chevrolet Trailblazer$1,760-$558
3Kia Soul$1,826-$492
4Nissan Kicks$1,844-$474
5Buick Envision$1,878-$440
6Toyota Corolla Cross$1,888-$430
7Hyundai Venue$1,902-$416
8Mazda CX-5$1,910-$408
9Ford Bronco Sport$1,918-$400
10Volkswagen Tiguan$1,938-$380
11Buick Encore$1,988-$330
12Honda CR-V$1,996-$322
13Volkswagen Taos$2,008-$310
14Kia Niro$2,014-$304
15Honda HR-V$2,040-$278
16Subaru Forester$2,084-$234
17Kia Seltos$2,094-$224
18GMC Terrain$2,096-$222
19Nissan Rogue$2,106-$212
20Hyundai Kona$2,110-$208
21Mazda CX-30$2,114-$204
22Volkswagen ID4$2,124-$194
23Ford Escape$2,138-$180
2024 Small SUV Average$2,154-$164
24Chevrolet Equinox$2,158-$160
25Toyota RAV4$2,162-$156
26Mazda MX-30$2,172-$146
27Hyundai Tucson$2,176-$142
28Chevrolet Trax$2,210-$108
29Mini Cooper Clubman$2,220-$98
30Mini Cooper$2,226-$92
31Mitsubishi Eclipse Cross$2,246-$72
32Jeep Renegade$2,252-$66
33Mitsubishi Outlander$2,280-$38
34Kia Sportage$2,294-$24
35Hyundai Ioniq 5$2,302-$16
36Nissan Ariya$2,304-$14
37Fiat 500X$2,310-$8
38Mini Cooper Countryman$2,318--
39Subaru Solterra$2,320$2
40Mazda CX-50$2,326$8
41Toyota bz4X$2,330$12
42Mitsubishi Mirage$2,342$24
43Kia EV6$2,416$98
44Dodge Hornet$2,492$174
45Jeep Compass$2,536$218
46Hyundai Nexo$2,584$266
47Ford Mustang Mach-E$2,742$424

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Cooper Countryman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Mini Cooper Countryman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Mini Cooper Countryman Insurance Rates by Trim Level
2024 Mini Cooper Countryman Trim Level Annual Premium Cost Per Month
Base FWD$2,248$187
Base AWD$2,262$189
S FWD$2,266$189
S AWD$2,318$193
John Cooper Works ALL4$2,498$208

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Mini Cooper Countryman for different driver ages.

2024 Mini Cooper Countryman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,244$687
17$7,974$665
18$7,127$594
19$6,503$542
20$4,979$415
21$4,752$396
22$4,256$355
23$3,510$293
24$3,314$276
25$2,688$224
30$2,468$206
35$2,382$199
40$2,318$193
45$2,170$181
50$2,056$171
55$1,918$160
60$1,920$160
65$2,046$171
70$2,214$185
75$2,606$217
80$3,206$267

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Countryman trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mini Cooper Countryman.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mini Cooper Countryman Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mini Cooper Countryman$2,318$193
2023 Mini Cooper Countryman$2,338$195
2022 Mini Cooper Countryman$2,210$184
2021 Mini Cooper Countryman$2,078$173
2020 Mini Cooper Countryman$2,014$168
2019 Mini Cooper Countryman$1,832$153
2018 Mini Cooper Countryman$1,758$147
2017 Mini Cooper Countryman$1,646$137
2016 Mini Cooper Countryman$1,452$121
2015 Mini Cooper Countryman$1,540$128
2014 Mini Cooper Countryman$1,286$107
2013 Mini Cooper Countryman$1,382$115

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mini Cooper Countryman trim levels for each model year.