Mini Cooper Paceman Car Insurance Calculator

Gain insights into how different driver and vehicle factors impact car insurance rates for a Mini Cooper Paceman. Ajust options like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2016 Mini Cooper Paceman is $1,698 per year, or about $142 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,698

Cost Per Month

$142

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Paceman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Mini Cooper Paceman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,698
Average Rate
Your Rate
$1,698

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Mini Cooper Paceman.

The 'Average Rate' is a combined value for all Mini Cooper Paceman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Mini Cooper Paceman is $1,698.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Mini Cooper Paceman vs. the Small SUV Segment

The table below compares insurance rates for the 2016 Mini Cooper Paceman against all other models in the small SUV segment. The Mini Cooper Paceman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Paceman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Paceman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Mini Cooper Paceman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,308-$390
2Honda CR-V$1,350-$348
3Buick Encore$1,376-$322
4Jeep Compass$1,386-$312
5Nissan Juke$1,388-$310
6Mazda CX-3$1,400-$298
7Mazda CX-5$1,434-$264
8Honda HR-V$1,442-$256
9Mini Cooper Countryman$1,452-$246
10Chevrolet Equinox$1,478-$220
11GMC Terrain$1,484-$214
12Chevrolet Trax$1,504-$194
2016 Small SUV Average$1,521-$177
13Nissan Rogue$1,522-$176
14Mini Cooper$1,528-$170
15Mini Cooper Clubman$1,530-$168
16Kia Sportage$1,540-$158
17Subaru Forester$1,542-$156
18Jeep Renegade$1,548-$150
19Hyundai Tucson$1,558-$140
20Ford Escape$1,588-$110
21Toyota RAV4$1,598-$100
22Kia Soul$1,602-$96
23Buick Envision$1,616-$82
24Ford C-Max$1,620-$78
25Mitsubishi Outlander$1,634-$64
26Mini Cooper Paceman$1,698--
27Jeep Patriot$1,720$22
28Volkswagen Tiguan$1,738$40

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Cooper Paceman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Mini Cooper Paceman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Mini Cooper Paceman Insurance Rates by Trim Level
2016 Mini Cooper Paceman Trim Level Annual Premium Cost Per Month
Hatchback$1,604$134
S All4 Hatchback$1,698$142
S Hatchback$1,698$142
John Cooper Works Hatchback$1,796$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Mini Cooper Paceman for different driver ages.

2016 Mini Cooper Paceman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,160$513
17$5,909$492
18$5,187$432
19$4,768$397
20$3,629$302
21$3,462$289
22$3,085$257
23$2,579$215
24$2,421$202
25$1,968$164
30$1,798$150
35$1,750$146
40$1,698$142
45$1,598$133
50$1,520$127
55$1,416$118
60$1,418$118
65$1,508$126
70$1,650$138
75$1,964$164
80$2,418$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Paceman trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Mini Cooper Paceman.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Mini Cooper Paceman Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Mini Cooper Paceman$1,698$142
2015 Mini Cooper Paceman$1,604$134
2014 Mini Cooper Paceman$1,576$131
2013 Mini Cooper Paceman$1,508$126

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mini Cooper Paceman trim levels for each model year.