2013 Mini Cooper Paceman Car Insurance Calculator

Monitor in real-time how changes to driver risk factors and vehicle options affect the cost of insurance for a 2013 Mini Cooper Paceman. Experiment with rate factors like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover if rates increase or decrease and why.

The average estimated car insurance premium for a 2013 Mini Cooper Paceman is $1,508 per year, or about $126 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,508

Cost Per Month

$126

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Paceman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Mini Cooper Paceman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,508
Average Rate
Your Rate
$1,508

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Mini Cooper Paceman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Mini Cooper Paceman is $1,508.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Mini Cooper Paceman vs. the Small SUV Segment

The table below compares insurance rates for the 2013 Mini Cooper Paceman against all other models in the small SUV segment. The Mini Cooper Paceman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Paceman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Paceman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Mini Cooper Paceman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Scion XB$1,054-$454
2Mini Cooper$1,152-$356
3Hyundai Tucson$1,172-$336
4Honda CR-V$1,180-$328
5Jeep Compass$1,250-$258
6Kia Soul$1,264-$244
7Nissan Cube$1,266-$242
8Mazda CX-5$1,274-$234
9Subaru XV Crosstrek$1,320-$188
10Scion XD$1,332-$176
11Mini Cooper Clubman$1,338-$170
12Buick Encore$1,348-$160
13Kia Sportage$1,362-$146
14Chevrolet Captiva Sport$1,366-$142
2013 Small SUV Average$1,377-$131
15Mini Cooper Countryman$1,382-$126
16Toyota RAV4$1,418-$90
17Suzuki SX4$1,424-$84
18Ford Escape$1,432-$76
19Nissan Rogue$1,438-$70
20Chevrolet Equinox$1,446-$62
21Subaru Forester$1,476-$32
22Volkswagen Tiguan$1,484-$24
23Mitsubishi Outlander$1,498-$10
24GMC Terrain$1,504-$4
25Mini Cooper Paceman$1,508--
26Suzuki Grand Vitara$1,516$8
27Nissan Juke$1,522$14
28Jeep Patriot$1,528$20
29Subaru Tribeca$1,532$24
30Ford C-Max$1,534$26

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Cooper Paceman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Mini Cooper Paceman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Mini Cooper Paceman Insurance Rates by Trim Level
2013 Mini Cooper Paceman Trim Level Annual Premium Cost Per Month
Hatchback$1,406$117
S All4 Hatchback$1,510$126
S Hatchback$1,516$126
John Cooper Works Hatchback$1,600$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Mini Cooper Paceman for different driver ages.

2013 Mini Cooper Paceman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,551$463
17$5,306$442
18$4,621$385
19$4,260$355
20$3,229$269
21$3,080$257
22$2,737$228
23$2,298$192
24$2,149$179
25$1,744$145
30$1,592$133
35$1,554$130
40$1,508$126
45$1,420$118
50$1,352$113
55$1,262$105
60$1,264$105
65$1,342$112
70$1,478$123
75$1,772$148
80$2,186$182

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Paceman trim levels.