2014 Mini Cooper Paceman Car Insurance Calculator

Get real-time feedback how different driver and vehicle factors impact the cost of car insurance for a 2014 Mini Cooper Paceman. Customize liability limits, policy deductibles, driver age, and policy discounts to learn how each affects rates. Instantly know if rates increase or decrease and why.

The average estimated car insurance premium for a 2014 Mini Cooper Paceman is $1,576 per year, or about $131 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,576

Cost Per Month

$131

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Paceman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Mini Cooper Paceman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,576
Average Rate
Your Rate
$1,576

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Mini Cooper Paceman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Mini Cooper Paceman is $1,576.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Mini Cooper Paceman vs. the Small SUV Segment

The table below compares insurance rates for the 2014 Mini Cooper Paceman against all other models in the small SUV segment. The Mini Cooper Paceman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Paceman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Paceman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Mini Cooper Paceman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mini Cooper Clubman$1,186-$390
2Scion XD$1,196-$380
3Scion XB$1,212-$364
4Honda CR-V$1,226-$350
5Nissan Cube$1,254-$322
6Mini Cooper Countryman$1,286-$290
7Kia Soul$1,306-$270
8Jeep Patriot$1,310-$266
9Mitsubishi Mirage$1,316-$260
10Ford Escape$1,368-$208
11Nissan Rogue$1,380-$196
12Chevrolet Equinox$1,390-$186
2014 Small SUV Average$1,393-$183
13Buick Encore$1,400-$176
14Hyundai Tucson$1,408-$168
15Mazda CX-5$1,418-$158
16Nissan Juke$1,424-$152
17Chevrolet Captiva Sport$1,426-$150
18Subaru Forester$1,428-$148
19GMC Terrain$1,436-$140
20Subaru XV Crosstrek$1,438-$138
21Jeep Compass$1,448-$128
22Mini Cooper$1,460-$116
23Toyota RAV4$1,466-$110
24Subaru Tribeca$1,478-$98
25Mitsubishi Outlander$1,512-$64
26Ford C-Max$1,548-$28
27Volkswagen Tiguan$1,552-$24
28Kia Sportage$1,558-$18
29Mini Cooper Paceman$1,576--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Cooper Paceman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Mini Cooper Paceman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Mini Cooper Paceman Insurance Rates by Trim Level
2014 Mini Cooper Paceman Trim Level Annual Premium Cost Per Month
Hatchback$1,492$124
S All4 Hatchback$1,576$131
S Hatchback$1,576$131
John Cooper Works Hatchback$1,660$138

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Mini Cooper Paceman for different driver ages.

2014 Mini Cooper Paceman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,717$476
17$5,473$456
18$4,779$398
19$4,407$367
20$3,350$279
21$3,199$267
22$2,848$237
23$2,393$199
24$2,242$187
25$1,824$152
30$1,666$139
35$1,626$136
40$1,576$131
45$1,484$124
50$1,412$118
55$1,318$110
60$1,318$110
65$1,398$117
70$1,534$128
75$1,830$153
80$2,252$188

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Paceman trim levels.