2015 Mini Cooper Paceman Car Insurance Calculator

Discover how changes to driver risk factors and vehicle options affect the cost of insurance for a 2015 Mini Cooper Paceman. Experiment with coverage deductibles, age of the driver, policy discounts, and trim level options to see the impact on rates. Get instant feedback if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2015 Mini Cooper Paceman is $1,604 per year, or about $134 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,604

Cost Per Month

$134

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mini Cooper Paceman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Mini Cooper Paceman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,604
Average Rate
Your Rate
$1,604

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Mini Cooper Paceman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Mini Cooper Paceman is $1,604.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Mini Cooper Paceman vs. the Small SUV Segment

The table below compares insurance rates for the 2015 Mini Cooper Paceman against all other models in the small SUV segment. The Mini Cooper Paceman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mini Cooper Paceman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mini Cooper Paceman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Mini Cooper Paceman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,232-$372
2Honda CR-V$1,288-$316
3Buick Encore$1,328-$276
4Nissan Juke$1,352-$252
5Jeep Compass$1,358-$246
6Jeep Renegade$1,372-$232
7Subaru XV Crosstrek$1,380-$224
8Mitsubishi Mirage$1,402-$202
9Chevrolet Equinox$1,410-$194
10Ford Escape$1,416-$188
11Hyundai Tucson$1,420-$184
12Nissan Rogue$1,432-$172
13GMC Terrain$1,438-$166
14Scion XB$1,444-$160
15Kia Sportage$1,454-$150
2015 Small SUV Average$1,458-$146
16Chevrolet Trax$1,462-$142
17Toyota RAV4$1,466-$138
18Subaru Forester$1,470-$134
19Chevrolet Captiva Sport$1,476-$128
20Kia Soul$1,478-$126
21Volkswagen Tiguan$1,522-$82
22Mini Cooper Countryman$1,540-$64
23Mini Cooper$1,546-$58
24Jeep Patriot$1,550-$54
25Mitsubishi Outlander$1,558-$46
26Mini Cooper Paceman$1,604--
27Ford C-Max$1,608$4
28Hyundai Tucson FCV$1,812$208

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Cooper Paceman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Mini Cooper Paceman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Mini Cooper Paceman Insurance Rates by Trim Level
2015 Mini Cooper Paceman Trim Level Annual Premium Cost Per Month
Hatchback$1,512$126
S All4 Hatchback$1,604$134
S Hatchback$1,604$134
John Cooper Works Hatchback$1,692$141

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Mini Cooper Paceman for different driver ages.

2015 Mini Cooper Paceman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,866$489
17$5,617$468
18$4,910$409
19$4,522$377
20$3,434$286
21$3,274$273
22$2,914$243
23$2,438$203
24$2,288$191
25$1,854$155
30$1,694$141
35$1,652$138
40$1,604$134
45$1,508$126
50$1,434$120
55$1,338$112
60$1,340$112
65$1,426$119
70$1,564$130
75$1,872$156
80$2,306$192

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mini Cooper Paceman trim levels.