2013 Mitsubishi Lancer Car Insurance Calculator

Learn in real-time how different driver, vehicle, and coverage options affect the cost of insurance for a 2013 Mitsubishi Lancer. Customize liability limits, policy deductibles, driver age, and policy discounts to learn how each affects rates. Instantly know if the change results in higher or lower rates.

The average estimated car insurance premium for a 2013 Mitsubishi Lancer is $1,742 per year, or about $145 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,742

Cost Per Month

$145

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Mitsubishi Lancer Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Mitsubishi Lancer.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,742
Average Rate
Your Rate
$1,742

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Mitsubishi Lancer trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Mitsubishi Lancer is $1,742.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Mitsubishi Lancer vs. the Small Car Segment

The table below compares insurance rates for the 2013 Mitsubishi Lancer against all other models in the small car segment. The Mitsubishi Lancer is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Mitsubishi Lancer, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Mitsubishi Lancer.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Mitsubishi Lancer Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$710
2Chrysler Fiat 500$1,064-$678
3Mazda 2$1,084-$658
4Nissan Leaf$1,094-$648
5Toyota Matrix$1,106-$636
6Scion IQ$1,128-$614
7Chevrolet Spark$1,192-$550
8Kia Rio5$1,242-$500
9Hyundai Accent$1,254-$488
10Ford Fiesta$1,262-$480
11Chevrolet Sonic$1,274-$468
12Honda Fit$1,276-$466
13Kia Rio$1,300-$442
14Nissan Versa$1,306-$436
15Toyota Yaris$1,322-$420
16Nissan Sentra$1,330-$412
17Hyundai Elantra$1,336-$406
18Honda CR-Z$1,354-$388
19Mazda 3$1,358-$384
2013 Small Car Average$1,362-$380
20Toyota Corolla$1,364-$378
21Honda Civic$1,370-$372
22Volkswagen Beetle$1,380-$362
23Mazda Mazdaspeed 3$1,432-$310
24Volkswagen GTI$1,462-$280
25Dodge Dart$1,466-$276
26Volkswagen Jetta$1,470-$272
27Toyota Prius$1,474-$268
28Chevrolet Cruze$1,480-$262
29Subaru Impreza$1,484-$258
30Kia Forte$1,488-$254
31Volkswagen Golf$1,492-$250
32Ford Focus$1,496-$246
33Volkswagen EOS$1,508-$234
34Hyundai Veloster$1,520-$222
35Scion FR-S$1,534-$208
36Chevrolet Volt$1,598-$144
37Scion TC$1,668-$74
38Mitsubishi Lancer$1,742--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Lancer Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Mitsubishi Lancer.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Mitsubishi Lancer Insurance Rates by Trim Level
2013 Mitsubishi Lancer Trim Level Annual Premium Cost Per Month
DE Sedan$1,610$134
Evolution GSR Sedan$1,684$140
ES Sedan$1,692$141
GT Sedan$1,730$144
Sportback ES Hatchback$1,730$144
Evolution MR Edition Sedan$1,752$146
SE Sedan$1,770$148
Sportback GT Hatchback$1,770$148
Evolution MR Touring Sedan$1,790$149
Ralliart Sedan$1,892$158

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Mitsubishi Lancer for different driver ages.

2013 Mitsubishi Lancer Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,551$546
17$6,231$519
18$5,362$447
19$4,964$414
20$3,743$312
21$3,568$297
22$3,158$263
23$2,668$222
24$2,489$207
25$2,012$168
30$1,836$153
35$1,798$150
40$1,742$145
45$1,648$137
50$1,570$131
55$1,464$122
60$1,466$122
65$1,560$130
70$1,732$144
75$2,094$175
80$2,594$216

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Mitsubishi Lancer trim levels.