Nissan Ariya Car Insurance Calculator

Get instant feedback how seemingly small changes impact the cost of car insurance for a Nissan Ariya. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if your rates increased or decreased.

The average estimated car insurance premium for a 2024 Nissan Ariya is $2,304 per year, or about $192 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,304

Cost Per Month

$192

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Ariya Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Nissan Ariya.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,304
Average Rate
Your Rate
$2,304

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Nissan Ariya.

The 'Average Rate' is a combined value for all Nissan Ariya trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Nissan Ariya is $2,304.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Nissan Ariya vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Nissan Ariya against all other models in the small SUV segment. The Nissan Ariya is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Ariya, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Ariya.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Nissan Ariya Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$574
2Chevrolet Trailblazer$1,760-$544
3Kia Soul$1,826-$478
4Nissan Kicks$1,844-$460
5Buick Envision$1,878-$426
6Toyota Corolla Cross$1,888-$416
7Hyundai Venue$1,902-$402
8Mazda CX-5$1,910-$394
9Ford Bronco Sport$1,918-$386
10Volkswagen Tiguan$1,938-$366
11Buick Encore$1,988-$316
12Honda CR-V$1,996-$308
13Volkswagen Taos$2,008-$296
14Kia Niro$2,014-$290
15Honda HR-V$2,040-$264
16Subaru Forester$2,084-$220
17Kia Seltos$2,094-$210
18GMC Terrain$2,096-$208
19Nissan Rogue$2,106-$198
20Hyundai Kona$2,110-$194
21Mazda CX-30$2,114-$190
22Volkswagen ID4$2,124-$180
23Ford Escape$2,138-$166
2024 Small SUV Average$2,154-$150
24Chevrolet Equinox$2,158-$146
25Toyota RAV4$2,162-$142
26Mazda MX-30$2,172-$132
27Hyundai Tucson$2,176-$128
28Chevrolet Trax$2,210-$94
29Mini Cooper Clubman$2,220-$84
30Mini Cooper$2,226-$78
31Mitsubishi Eclipse Cross$2,246-$58
32Jeep Renegade$2,252-$52
33Mitsubishi Outlander$2,280-$24
34Kia Sportage$2,294-$10
35Hyundai Ioniq 5$2,302-$2
36Nissan Ariya$2,304--
37Fiat 500X$2,310$6
38Mini Cooper Countryman$2,318$14
39Subaru Solterra$2,320$16
40Mazda CX-50$2,326$22
41Toyota bz4X$2,330$26
42Mitsubishi Mirage$2,342$38
43Kia EV6$2,416$112
44Dodge Hornet$2,492$188
45Jeep Compass$2,536$232
46Hyundai Nexo$2,584$280
47Ford Mustang Mach-E$2,742$438

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Ariya Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Nissan Ariya.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Nissan Ariya Insurance Rates by Trim Level
2024 Nissan Ariya Trim Level Annual Premium Cost Per Month
Engage$2,162$180
Ventura+$2,252$188
Evolve+$2,306$192
Empower+$2,394$200
Premiere+$2,402$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Nissan Ariya for different driver ages.

2024 Nissan Ariya Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,832$653
17$7,644$637
18$6,965$580
19$6,319$527
20$4,886$407
21$4,672$389
22$4,209$351
23$3,448$287
24$3,273$273
25$2,672$223
30$2,468$206
35$2,366$197
40$2,304$192
45$2,148$179
50$2,030$169
55$1,894$158
60$1,898$158
65$2,014$168
70$2,146$179
75$2,476$206
80$3,022$252

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Ariya trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Nissan Ariya.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Nissan Ariya Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Nissan Ariya$2,304$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan Ariya trim levels for each model year.