2013 Nissan Leaf Car Insurance Calculator

Watch in real-time how changes to risk factors and vehicle options influence insurance rates for a 2013 Nissan Leaf. Fine-tune factors like policy discounts, Leaf trim level, driving record, and coverage amounts. Know immediately if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2013 Nissan Leaf is $1,094 per year, or about $91 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,094

Cost Per Month

$91

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Leaf Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Nissan Leaf.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,094
Average Rate
Your Rate
$1,094

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Nissan Leaf trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Nissan Leaf is $1,094.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Nissan Leaf vs. the Small Car Segment

The table below compares insurance rates for the 2013 Nissan Leaf against all other models in the small car segment. The Nissan Leaf is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Leaf, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Leaf.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Nissan Leaf Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$62
2Chrysler Fiat 500$1,064-$30
3Mazda 2$1,084-$10
4Nissan Leaf$1,094--
5Toyota Matrix$1,106$12
6Scion IQ$1,128$34
7Chevrolet Spark$1,192$98
8Kia Rio5$1,242$148
9Hyundai Accent$1,254$160
10Ford Fiesta$1,262$168
11Chevrolet Sonic$1,274$180
12Honda Fit$1,276$182
13Kia Rio$1,300$206
14Nissan Versa$1,306$212
15Toyota Yaris$1,322$228
16Nissan Sentra$1,330$236
17Hyundai Elantra$1,336$242
18Honda CR-Z$1,354$260
19Mazda 3$1,358$264
2013 Small Car Average$1,362$268
20Toyota Corolla$1,364$270
21Honda Civic$1,370$276
22Volkswagen Beetle$1,380$286
23Mazda Mazdaspeed 3$1,432$338
24Volkswagen GTI$1,462$368
25Dodge Dart$1,466$372
26Volkswagen Jetta$1,470$376
27Toyota Prius$1,474$380
28Chevrolet Cruze$1,480$386
29Subaru Impreza$1,484$390
30Kia Forte$1,488$394
31Volkswagen Golf$1,492$398
32Ford Focus$1,496$402
33Volkswagen EOS$1,508$414
34Hyundai Veloster$1,520$426
35Scion FR-S$1,534$440
36Chevrolet Volt$1,598$504
37Scion TC$1,668$574
38Mitsubishi Lancer$1,742$648

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Leaf Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Nissan Leaf.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Nissan Leaf Insurance Rates by Trim Level
2013 Nissan Leaf Trim Level Annual Premium Cost Per Month
Electric S Sedan$1,054$88
Electric SV Sedan$1,094$91
Electric SL Sedan$1,134$95

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Nissan Leaf for different driver ages.

2013 Nissan Leaf Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$3,875$323
17$3,705$309
18$3,233$269
19$2,990$249
20$2,279$190
21$2,179$182
22$1,941$162
23$1,645$137
24$1,539$128
25$1,258$105
30$1,158$97
35$1,128$94
40$1,094$91
45$1,032$86
50$986$82
55$918$77
60$920$77
65$970$81
70$1,056$88
75$1,252$104
80$1,530$128

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Leaf trim levels.