Nissan Maxima Car Insurance Calculator

Explore and learn how changes to risk factors and vehicle options affect the cost of insurance for a Nissan Maxima. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if the choice you make had an impact on rates.

The average estimated car insurance premium for a 2023 Nissan Maxima is $2,556 per year, or about $213 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,556

Cost Per Month

$213

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Maxima Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Nissan Maxima.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,556
Average Rate
Your Rate
$2,556

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Nissan Maxima.

The 'Average Rate' is a combined value for all Nissan Maxima trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Nissan Maxima is $2,556.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Nissan Maxima vs. the Large Car Segment

The table below compares insurance rates for the 2023 Nissan Maxima against all other models in the large car segment. The Nissan Maxima is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Maxima, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Maxima.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Nissan Maxima Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chrysler 300$2,232-$324
2Nissan Maxima$2,556--
2023 Large Car Average$2,651$95
3Dodge Charger$3,166$610

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Maxima Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Nissan Maxima.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Nissan Maxima Insurance Rates by Trim Level
2023 Nissan Maxima Trim Level Annual Premium Cost Per Month
SV$2,464$205
SR$2,590$216
Platinum$2,610$218

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Nissan Maxima for different driver ages.

2023 Nissan Maxima Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,242$770
17$8,934$745
18$7,967$664
19$7,262$605
20$5,544$462
21$5,287$441
22$4,722$394
23$3,884$324
24$3,666$306
25$2,968$247
30$2,720$227
35$2,624$219
40$2,556$213
45$2,392$199
50$2,266$189
55$2,114$176
60$2,122$177
65$2,264$189
70$2,456$205
75$2,908$242
80$3,594$300

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Maxima trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Nissan Maxima.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Nissan Maxima Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2023 Nissan Maxima$2,556$213
2022 Nissan Maxima$2,386$199
2021 Nissan Maxima$2,354$196
2020 Nissan Maxima$2,284$190
2019 Nissan Maxima$2,240$187
2018 Nissan Maxima$2,140$178
2017 Nissan Maxima$2,030$169
2016 Nissan Maxima$1,948$162
2014 Nissan Maxima$1,640$137
2013 Nissan Maxima$1,584$132

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan Maxima trim levels for each model year.