2016 Nissan Maxima Car Insurance Calculator

See and learn how changes to risk factors and vehicle options affect the cost of insurance for a 2016 Nissan Maxima. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2016 Nissan Maxima is $1,948 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,948

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Maxima Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Nissan Maxima.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,948
Average Rate
Your Rate
$1,948

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Nissan Maxima trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Nissan Maxima is $1,948.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Nissan Maxima vs. the Large Car Segment

The table below compares insurance rates for the 2016 Nissan Maxima against all other models in the large car segment. The Nissan Maxima is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Maxima, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Maxima.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Nissan Maxima Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Impala$1,616-$332
2Ford Taurus$1,660-$288
3Toyota Avalon$1,680-$268
4Chevrolet SS$1,730-$218
5Chevrolet Caprice$1,748-$200
6Chrysler 300$1,786-$162
2016 Large Car Average$1,797-$151
7Hyundai Azera$1,806-$142
8Volkswagen CC$1,820-$128
9Kia Cadenza$1,842-$106
10Nissan Maxima$1,948--
11Dodge Charger$2,132$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Maxima Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Nissan Maxima.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Nissan Maxima Insurance Rates by Trim Level
2016 Nissan Maxima Trim Level Annual Premium Cost Per Month
3.5 S Sedan$1,880$157
3.5 SV Sedan$1,928$161
3.5 SL Sedan$1,974$165
3.5 SR Sedan$1,974$165
Platinum Sedan$1,974$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Nissan Maxima for different driver ages.

2016 Nissan Maxima Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,069$589
17$6,818$568
18$6,053$504
19$5,528$461
20$4,214$351
21$4,017$335
22$3,586$299
23$2,957$246
24$2,789$232
25$2,260$188
30$2,068$172
35$2,000$167
40$1,948$162
45$1,824$152
50$1,732$144
55$1,616$135
60$1,618$135
65$1,728$144
70$1,880$157
75$2,230$186
80$2,754$230

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Maxima trim levels.