2016 Nissan Murano Car Insurance Calculator

Discover how life choices affect car insurance rates for a 2016 Nissan Murano. Modify choices like liability limits, policy deductibles, driver age, and policy discounts. Instantly know why rates change and by how much.

The average estimated car insurance premium for a 2016 Nissan Murano is $1,678 per year, or about $140 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,678

Cost Per Month

$140

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Murano Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Nissan Murano.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,678
Average Rate
Your Rate
$1,678

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Nissan Murano trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Nissan Murano is $1,678.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Nissan Murano vs. the Midsize SUV Segment

The table below compares insurance rates for the 2016 Nissan Murano against all other models in the midsize SUV segment. The Nissan Murano is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Murano, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Murano.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Nissan Murano Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,438-$240
2Chevrolet Traverse$1,512-$166
3Ford Flex$1,544-$134
4Jeep Cherokee$1,566-$112
5Dodge Journey$1,572-$106
6Dodge Durango$1,590-$88
7Toyota 4Runner$1,608-$70
8Ford Edge$1,628-$50
9Mazda CX-9$1,650-$28
10Nissan Pathfinder$1,660-$18
2016 Midsize SUV Average$1,667-$11
11Honda Pilot$1,670-$8
12Nissan Murano$1,678--
13Jeep Grand Cherokee$1,680$2
14Hyundai Santa Fe$1,692$14
15Jeep Wrangler$1,734$56
16GMC Acadia$1,742$64
17Buick Enclave$1,750$72
18Ford Explorer$1,772$94
19Toyota Highlander$1,806$128
20Kia Sorento$1,816$138
21Volkswagen Touareg$1,892$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Murano Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Nissan Murano.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Nissan Murano Insurance Rates by Trim Level
2016 Nissan Murano Trim Level Annual Premium Cost Per Month
S 2WD$1,472$123
S AWD$1,520$127
SV 2WD$1,520$127
SV AWD$1,568$131
Platinum 2WD$1,616$135
SL 2WD$1,616$135
SL AWD$1,616$135
Platinum AWD$1,664$139
Electric SL 2WD$1,876$156
Electric SL AWD$1,882$157
Electric Platinum 2WD$1,890$158
Electric Platinum AWD$1,906$159

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Nissan Murano for different driver ages.

2016 Nissan Murano Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,057$505
17$5,834$486
18$5,158$430
19$4,724$394
20$3,602$300
21$3,438$287
22$3,066$256
23$2,543$212
24$2,398$200
25$1,944$162
30$1,782$149
35$1,726$144
40$1,678$140
45$1,576$131
50$1,498$125
55$1,396$116
60$1,400$117
65$1,490$124
70$1,620$135
75$1,924$160
80$2,370$198

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Murano trim levels.