Nissan NV Car Insurance Calculator

See in real-time how decisions you make impact the cost of insurance for a Nissan NV. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2022 Nissan NV is $1,878 per year, or about $157 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,878

Cost Per Month

$157

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan NV Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Nissan NV.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,878
Average Rate
Your Rate
$1,878

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Nissan NV.

The 'Average Rate' is a combined value for all Nissan NV trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Nissan NV is $1,878.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Nissan NV vs. the Large Van Segment

The table below compares insurance rates for the 2022 Nissan NV against all other models in the large van segment. The Nissan NV is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan NV, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan NV.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Nissan NV Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ram Promaster City$1,718-$160
2Chevrolet Express$1,788-$90
3Nissan NV$1,878--
2022 Large Van Average$1,930$52
4GMC Savana$1,954$76
5Ram Promaster$2,086$208
6Ford Transit$2,154$276

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 NV Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Nissan NV.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Nissan NV Insurance Rates by Trim Level
2022 Nissan NV Trim Level Annual Premium Cost Per Month
1500 S$1,792$149
1500 SV$1,820$152
2500 HD S$1,860$155
2500 HD SV$1,874$156
3500 HD SV$1,950$163
3500 HD SL$1,970$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Nissan NV for different driver ages.

2022 Nissan NV Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,646$554
17$6,420$535
18$5,726$477
19$5,232$436
20$4,010$334
21$3,828$319
22$3,431$286
23$2,837$236
24$2,678$223
25$2,176$181
30$2,000$167
35$1,932$161
40$1,878$157
45$1,760$147
50$1,672$139
55$1,558$130
60$1,562$130
65$1,658$138
70$1,792$149
75$2,112$176
80$2,590$216

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan NV trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Nissan NV.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Nissan NV Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2022 Nissan NV$1,878$157
2021 Nissan NV$1,826$152
2020 Nissan NV$1,772$148
2019 Nissan NV$1,720$143
2018 Nissan NV$1,706$142
2017 Nissan NV$1,642$137
2016 Nissan NV$1,464$122
2015 Nissan NV$1,512$126
2014 Nissan NV$1,364$114
2013 Nissan NV$1,396$116

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan NV trim levels for each model year.