2016 Nissan NV Car Insurance Calculator

Learn and understand how different driver and vehicle factors impact the insurance cost for a 2016 Nissan NV. Ajust options like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover why rates change and by how much.

The average estimated car insurance premium for a 2016 Nissan NV is $1,464 per year, or about $122 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,464

Cost Per Month

$122

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan NV Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Nissan NV.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,464
Average Rate
Your Rate
$1,464

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Nissan NV trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Nissan NV is $1,464.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Nissan NV vs. the Large Van Segment

The table below compares insurance rates for the 2016 Nissan NV against all other models in the large van segment. The Nissan NV is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan NV, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan NV.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Nissan NV Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Nissan NV$1,464--
2Chevrolet Express$1,468$4
3Ram Promaster City$1,572$108
4Ford Transit$1,594$130
2016 Large Van Average$1,626$162
5GMC Savana$1,632$168
6Ram Promaster$1,658$194
7Mercedes-Benz Metris$1,694$230
8Mercedes-Benz Sprinter$1,762$298
9Freightliner Sprinter$1,794$330

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 NV Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Nissan NV.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Nissan NV Insurance Rates by Trim Level
2016 Nissan NV Trim Level Annual Premium Cost Per Month
200 S$1,326$111
200 SV$1,326$111
3500 S$1,376$115
3500 S High Roof$1,376$115
3500 S Standard Roof$1,376$115
3500 SV High Roof$1,376$115
3500 SV Standard Roof$1,376$115
2500 S Standard Roof$1,458$122
3500 SL High Roof$1,472$123
3500 SL Standard Roof$1,472$123
3500 SV$1,472$123
2500 S High Roof$1,506$126
2500 SV Standard Roof$1,506$126
3500 SL$1,520$127
2500 SL High Roof$1,554$130
2500 SL Standard Roof$1,554$130
2500 SV High Roof$1,554$130
1500 S Standard Roof$1,624$135
1500 SV Standard Roof$1,624$135

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Nissan NV for different driver ages.

2016 Nissan NV Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,364$447
17$5,134$428
18$4,476$373
19$4,124$344
20$3,130$261
21$2,987$249
22$2,657$221
23$2,229$186
24$2,088$174
25$1,692$141
30$1,548$129
35$1,508$126
40$1,464$122
45$1,380$115
50$1,314$110
55$1,228$102
60$1,230$103
65$1,304$109
70$1,432$119
75$1,712$143
80$2,112$176

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan NV trim levels.