2018 Nissan Pathfinder Car Insurance Calculator

View in real-time how the choices you make affect the cost of insurance for a 2018 Nissan Pathfinder. Modify options like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover why rates increase or decrease and by how much.

The average estimated car insurance premium for a 2018 Nissan Pathfinder is $1,980 per year, or about $165 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,980

Cost Per Month

$165

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Pathfinder Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Nissan Pathfinder.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,980
Average Rate
Your Rate
$1,980

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Nissan Pathfinder trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Nissan Pathfinder is $1,980.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Nissan Pathfinder vs. the Midsize SUV Segment

The table below compares insurance rates for the 2018 Nissan Pathfinder against all other models in the midsize SUV segment. The Nissan Pathfinder is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Pathfinder, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Pathfinder.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Nissan Pathfinder Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volkswagen Atlas$1,572-$408
2Subaru Outback$1,660-$320
3Ford Edge$1,670-$310
4Chevrolet Traverse$1,694-$286
5Toyota 4Runner$1,704-$276
6Honda Pilot$1,732-$248
7Nissan Murano$1,752-$228
8Ford Explorer$1,786-$194
9Mazda CX-9$1,792-$188
10Ford Flex$1,834-$146
2018 Midsize SUV Average$1,837-$143
11Kia Sorento$1,862-$118
12Dodge Journey$1,868-$112
13GMC Acadia$1,876-$104
14Toyota Highlander$1,924-$56
15Dodge Durango$1,936-$44
16Jeep Cherokee$1,946-$34
17Jeep Grand Cherokee$1,950-$30
18Buick Enclave$1,964-$16
19Nissan Pathfinder$1,980--
20Jeep Wrangler$2,016$36
21Hyundai Santa Fe$2,050$70

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Pathfinder Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Nissan Pathfinder.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Nissan Pathfinder Insurance Rates by Trim Level
2018 Nissan Pathfinder Trim Level Annual Premium Cost Per Month
S 2WD$1,866$156
S 4WD$1,866$156
SV 2WD$1,962$164
SV 4WD$1,962$164
SL 2WD$2,018$168
SL 4WD$2,018$168
Platinum 2WD$2,072$173
Platinum 4WD$2,072$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Nissan Pathfinder for different driver ages.

2018 Nissan Pathfinder Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,246$604
17$6,953$579
18$6,101$508
19$5,605$467
20$4,261$355
21$4,064$339
22$3,616$301
23$3,015$251
24$2,830$236
25$2,296$191
30$2,100$175
35$2,038$170
40$1,980$165
45$1,862$155
50$1,772$148
55$1,652$138
60$1,656$138
65$1,762$147
70$1,930$161
75$2,302$192
80$2,842$237

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Pathfinder trim levels.