2020 Nissan Pathfinder Car Insurance Calculator

Discover how decisions you make influence insurance rates for a 2020 Nissan Pathfinder. Customize choices like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover how much and why your choice impacts rates.

The average estimated car insurance premium for a 2020 Nissan Pathfinder is $2,098 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,098

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Pathfinder Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Nissan Pathfinder.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,098
Average Rate
Your Rate
$2,098

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Nissan Pathfinder trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Nissan Pathfinder is $2,098.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Nissan Pathfinder vs. the Midsize SUV Segment

The table below compares insurance rates for the 2020 Nissan Pathfinder against all other models in the midsize SUV segment. The Nissan Pathfinder is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Pathfinder, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Pathfinder.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Nissan Pathfinder Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,724-$374
2Honda Passport$1,752-$346
3Chevrolet Blazer$1,760-$338
4Kia Telluride$1,776-$322
5Volkswagen Atlas$1,790-$308
6Subaru Ascent$1,802-$296
7Nissan Murano$1,864-$234
8Honda Pilot$1,868-$230
9Buick Enclave$1,938-$160
10Hyundai Palisade$1,946-$152
11Ford Explorer$1,958-$140
12Dodge Journey$1,974-$124
13Subaru Outback$1,988-$110
14GMC Acadia$2,010-$88
15Chevrolet Traverse$2,024-$74
16Kia Sorento$2,034-$64
2020 Midsize SUV Average$2,035-$63
17Toyota 4Runner$2,050-$48
18Nissan Pathfinder$2,098--
19Mazda CX-9$2,114$16
20Mitsubishi Outlander Sport$2,116$18
21Toyota Highlander$2,140$42
22Hyundai Santa Fe$2,148$50
23Dodge Durango$2,224$126
24Jeep Grand Cherokee$2,262$164
25Jeep Wrangler$2,298$200
26Jeep Cherokee$2,318$220
27Mitsubishi Outlander PHEV$2,330$232
28Tesla Model Y$2,666$568

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Pathfinder Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Nissan Pathfinder.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Nissan Pathfinder Insurance Rates by Trim Level
2020 Nissan Pathfinder Trim Level Annual Premium Cost Per Month
S 2WD$1,938$162
S 4WD$2,000$167
SV 2WD$2,042$170
SL 2WD$2,106$176
SL 4WD$2,106$176
SV 4WD$2,106$176
Platinum 2WD$2,168$181
Platinum 4WD$2,168$181
SL Rock Creek Premium 2WD$2,168$181
SL Rock Creek Premium 4WD$2,168$181

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Nissan Pathfinder for different driver ages.

2020 Nissan Pathfinder Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,542$629
17$7,283$607
18$6,476$540
19$5,915$493
20$4,519$377
21$4,311$359
22$3,852$321
23$3,181$265
24$2,996$250
25$2,434$203
30$2,230$186
35$2,158$180
40$2,098$175
45$1,962$164
50$1,864$155
55$1,738$145
60$1,742$145
65$1,856$155
70$2,016$168
75$2,382$199
80$2,936$245

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Pathfinder trim levels.