2023 Nissan Pathfinder Car Insurance Calculator

Observe in real-time how seemingly small changes impact car insurance rates for a 2023 Nissan Pathfinder. Make changes to factors like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2023 Nissan Pathfinder is $2,210 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,210

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Pathfinder Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Nissan Pathfinder.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,210
Average Rate
Your Rate
$2,210

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Nissan Pathfinder trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Nissan Pathfinder is $2,210.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Nissan Pathfinder vs. the Midsize SUV Segment

The table below compares insurance rates for the 2023 Nissan Pathfinder against all other models in the midsize SUV segment. The Nissan Pathfinder is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Pathfinder, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Pathfinder.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Nissan Pathfinder Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774-$436
2Subaru Ascent$1,854-$356
3Ford Edge$1,932-$278
4Volkswagen Atlas$1,946-$264
5Ford Explorer$1,950-$260
6Nissan Murano$1,958-$252
7Subaru Outback$1,964-$246
8Volkswagen Atlas Cross Sport$2,036-$174
9Toyota Venza$2,076-$134
10Kia Sorento$2,092-$118
11Hyundai Palisade$2,118-$92
12Toyota 4Runner$2,134-$76
13GMC Acadia$2,168-$42
14Chevrolet Traverse$2,174-$36
15Honda Pilot$2,192-$18
16Buick Enclave$2,196-$14
17Nissan Pathfinder$2,210--
18Mazda CX-9$2,220$10
2023 Midsize SUV Average$2,227$17
19Mitsubishi Outlander Sport$2,252$42
20Kia Telluride$2,266$56
21Toyota Highlander$2,284$74
22Chevrolet Blazer$2,306$96
23Hyundai Santa Fe$2,336$126
24Jeep Grand Cherokee$2,420$210
25Jeep Cherokee$2,464$254
26Jeep Wrangler$2,514$304
27Ford Bronco$2,536$326
28Tesla Model Y$2,548$338
29Mitsubishi Outlander PHEV$2,606$396
30Dodge Durango$2,708$498
31Rivian R1S$2,790$580

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Pathfinder Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Nissan Pathfinder.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Nissan Pathfinder Insurance Rates by Trim Level
2023 Nissan Pathfinder Trim Level Annual Premium Cost Per Month
S 2WD$2,080$173
S 4WD$2,126$177
SV 2WD$2,142$179
SV 4WD$2,184$182
SL 2WD$2,218$185
Rock Creek 4WD$2,240$187
SL 4WD$2,246$187
Platinum 2WD$2,318$193
Platinum 4WD$2,344$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Nissan Pathfinder for different driver ages.

2023 Nissan Pathfinder Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,858$655
17$7,592$633
18$6,764$564
19$6,183$515
20$4,733$394
21$4,519$377
22$4,044$337
23$3,343$279
24$3,156$263
25$2,564$214
30$2,354$196
35$2,272$189
40$2,210$184
45$2,070$173
50$1,964$164
55$1,830$153
60$1,834$153
65$1,950$163
70$2,114$176
75$2,492$208
80$3,062$255

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Pathfinder trim levels.