2015 Nissan Sentra Car Insurance Calculator

See in real-time how different factors influence insurance rates for a 2015 Nissan Sentra. Adjust rate factors like annual miles driven, vehicle usage, and gender of the driver to see how insurance cost is affected. Know immediately the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2015 Nissan Sentra is $1,398 per year, or about $117 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,398

Cost Per Month

$117

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Sentra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Nissan Sentra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,398
Average Rate
Your Rate
$1,398

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Nissan Sentra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Nissan Sentra is $1,398.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Nissan Sentra vs. the Small Car Segment

The table below compares insurance rates for the 2015 Nissan Sentra against all other models in the small car segment. The Nissan Sentra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Sentra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Sentra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Nissan Sentra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,262-$136
2Honda Fit$1,266-$132
3Scion IQ$1,276-$122
4Toyota Yaris$1,298-$100
5Ford Fiesta$1,316-$82
6Hyundai Accent$1,320-$78
7Nissan Versa$1,334-$64
8Kia Rio5$1,340-$58
9Chrysler Fiat 500$1,342-$56
10Chevrolet Spark$1,370-$28
11Volkswagen Golf$1,392-$6
12Nissan Sentra$1,398--
13Toyota Corolla$1,440$42
14Honda Civic$1,446$48
15Mazda 3$1,454$56
16Subaru Impreza$1,458$60
17Honda CR-Z$1,460$62
18Chevrolet Sonic$1,468$70
19Kia Rio$1,488$90
20Ford Focus$1,516$118
2015 Small Car Average$1,518$120
21Hyundai Elantra$1,528$130
22Nissan Leaf$1,534$136
23Toyota Prius$1,542$144
24Volkswagen Beetle$1,586$188
25Chevrolet Volt$1,634$236
26Kia Forte$1,654$256
27Hyundai Veloster$1,666$268
28Volkswagen GTI$1,670$272
29Volkswagen EOS$1,692$294
30Scion FR-S$1,698$300
31Volkswagen E-Golf$1,702$304
32Volkswagen Jetta$1,704$306
33Chevrolet Cruze$1,758$360
34Dodge Dart$1,806$408
35Mitsubishi Lancer$1,886$488
36Scion TC$1,950$552

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Sentra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Nissan Sentra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Nissan Sentra Insurance Rates by Trim Level
2015 Nissan Sentra Trim Level Annual Premium Cost Per Month
S Plus Sedan$1,362$114
S Sedan$1,362$114
SR Sedan$1,408$117
SV Sedan$1,408$117
SL Sedan$1,452$121

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Nissan Sentra for different driver ages.

2015 Nissan Sentra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,080$423
17$4,831$403
18$4,163$347
19$3,870$323
20$2,936$245
21$2,801$233
22$2,491$208
23$2,123$177
24$1,981$165
25$1,610$134
30$1,472$123
35$1,444$120
40$1,398$117
45$1,320$110
50$1,260$105
55$1,174$98
60$1,176$98
65$1,240$103
70$1,370$114
75$1,646$137
80$2,016$168

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Sentra trim levels.