2016 Nissan Sentra Car Insurance Calculator

Discover and learn how changes to driver risk factors and vehicle options impact car insurance rates for a 2016 Nissan Sentra. Modify options like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2016 Nissan Sentra is $1,590 per year, or about $133 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,590

Cost Per Month

$133

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Sentra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Nissan Sentra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,590
Average Rate
Your Rate
$1,590

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Nissan Sentra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Nissan Sentra is $1,590.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Nissan Sentra vs. the Small Car Segment

The table below compares insurance rates for the 2016 Nissan Sentra against all other models in the small car segment. The Nissan Sentra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Sentra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Sentra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Nissan Sentra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$336
2Chrysler Fiat 500$1,360-$230
3Honda Fit$1,386-$204
4Toyota Yaris$1,394-$196
5Nissan Versa$1,396-$194
6Ford Fiesta$1,408-$182
7Subaru Impreza$1,472-$118
8Scion IM$1,488-$102
9Chevrolet Spark$1,500-$90
10Hyundai Accent$1,504-$86
11Volkswagen Golf$1,518-$72
12Mazda 3$1,538-$52
13Scion IA$1,540-$50
14Honda CR-Z$1,576-$14
15Honda Civic$1,586-$4
16Nissan Sentra$1,590--
17Kia Rio$1,612$22
18Toyota Corolla$1,628$38
2016 Small Car Average$1,636$46
19Nissan Leaf$1,642$52
20Toyota Prius$1,644$54
21Hyundai Veloster$1,650$60
22Chevrolet Sonic$1,668$78
23Volkswagen Beetle$1,694$104
24Volkswagen GTI$1,706$116
25Chevrolet Volt$1,708$118
26Chevrolet Cruze$1,712$122
27Volkswagen EOS$1,716$126
28Kia Forte$1,724$134
29Ford Focus$1,744$154
30Hyundai Elantra$1,760$170
31Scion FR-S$1,778$188
32Mitsubishi Lancer$1,838$248
33Volkswagen E-Golf$1,852$262
34Volkswagen Jetta$1,924$334
35Dodge Dart$1,968$378
36Scion TC$2,022$432
37Toyota Mirai$2,036$446

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Sentra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Nissan Sentra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Nissan Sentra Insurance Rates by Trim Level
2016 Nissan Sentra Trim Level Annual Premium Cost Per Month
S Sedan$1,522$127
S Plus Sedan$1,572$131
SV Sedan$1,572$131
SR Sedan$1,618$135
SL Sedan$1,668$139

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Nissan Sentra for different driver ages.

2016 Nissan Sentra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,829$486
17$5,540$462
18$4,768$397
19$4,430$369
20$3,353$279
21$3,202$267
22$2,843$237
23$2,424$202
24$2,258$188
25$1,834$153
30$1,678$140
35$1,644$137
40$1,590$133
45$1,504$125
50$1,436$120
55$1,338$112
60$1,338$112
65$1,416$118
70$1,566$131
75$1,884$157
80$2,316$193

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Sentra trim levels.