2018 Nissan Sentra Car Insurance Calculator

Understand how life choices impact the insurance cost for a 2018 Nissan Sentra. Tailor settings like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2018 Nissan Sentra is $1,760 per year, or about $147 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,760

Cost Per Month

$147

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Sentra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Nissan Sentra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,760
Average Rate
Your Rate
$1,760

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Nissan Sentra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Nissan Sentra is $1,760.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Nissan Sentra vs. the Small Car Segment

The table below compares insurance rates for the 2018 Nissan Sentra against all other models in the small car segment. The Nissan Sentra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Sentra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Sentra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Nissan Sentra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chrysler Fiat 500$1,452-$308
2Ford Fiesta$1,496-$264
3Fiat 124 Spider$1,552-$208
4Smart Fortwo$1,570-$190
5Mazda 3$1,580-$180
6Volkswagen Golf$1,600-$160
7Subaru Impreza$1,610-$150
8Toyota Yaris$1,614-$146
9Chevrolet Spark$1,618-$142
10Honda Fit$1,622-$138
11Hyundai Accent$1,630-$130
12Nissan Sentra$1,760--
13Nissan Versa$1,768$8
14Honda Civic$1,790$30
2018 Small Car Average$1,814$54
15Toyota Prius$1,850$90
16Volkswagen Beetle$1,868$108
17Toyota Corolla$1,874$114
18Hyundai Ioniq$1,880$120
19Nissan Leaf$1,886$126
20Chevrolet Sonic$1,894$134
21Volkswagen GTI$1,930$170
22Chevrolet Cruze$1,940$180
23Chevrolet Volt$1,972$212
24Volkswagen E-Golf$1,988$228
25Honda Clarity$1,998$238
26Kia Rio$2,014$254
27Ford Focus$2,046$286
28Hyundai Elantra$2,064$304
29Kia Forte$2,072$312
30Volkswagen Jetta$2,078$318
31Toyota 86$2,214$454

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Sentra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Nissan Sentra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Nissan Sentra Insurance Rates by Trim Level
2018 Nissan Sentra Trim Level Annual Premium Cost Per Month
S Sedan$1,638$137
SV Sedan$1,712$143
SR Sedan$1,796$150
SL Sedan$1,818$152
Nismo Sedan$1,834$153

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Nissan Sentra for different driver ages.

2018 Nissan Sentra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,391$533
17$6,098$508
18$5,291$441
19$4,899$408
20$3,721$310
21$3,552$296
22$3,161$263
23$2,674$223
24$2,500$208
25$2,032$169
30$1,862$155
35$1,816$151
40$1,760$147
45$1,662$139
50$1,584$132
55$1,476$123
60$1,476$123
65$1,564$130
70$1,720$143
75$2,060$172
80$2,526$211

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Sentra trim levels.