2021 Nissan Sentra Car Insurance Calculator

View in real-time how choices you make impact the insurance cost for a 2021 Nissan Sentra. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2021 Nissan Sentra is $1,872 per year, or about $156 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,872

Cost Per Month

$156

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Sentra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Nissan Sentra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,872
Average Rate
Your Rate
$1,872

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Nissan Sentra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Nissan Sentra is $1,872.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Nissan Sentra vs. the Small Car Segment

The table below compares insurance rates for the 2021 Nissan Sentra against all other models in the small car segment. The Nissan Sentra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Sentra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Sentra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Nissan Sentra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,630-$242
2Kia Rio5$1,722-$150
3Toyota Corolla$1,736-$136
4Volkswagen Golf$1,788-$84
5Subaru Impreza$1,830-$42
6Nissan Sentra$1,872--
7Mazda 3$1,884$12
8Honda Civic$1,918$46
9Kia Rio$1,928$56
10Hyundai Accent$1,944$72
11Kia Forte$1,974$102
2021 Small Car Average$2,056$184
12Toyota Prius$2,086$214
13Hyundai Veloster$2,152$280
14Volkswagen Jetta$2,156$284
15Nissan Versa$2,164$292
16Volkswagen GTI$2,168$296
17Nissan Leaf$2,190$318
18Mitsubishi Mirage G4$2,192$320
19Honda Clarity$2,272$400
20Hyundai Elantra$2,298$426
21Hyundai Ioniq$2,340$468
22Toyota 86$2,478$606
23Toyota Mirai$2,574$702

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Sentra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Nissan Sentra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Nissan Sentra Insurance Rates by Trim Level
2021 Nissan Sentra Trim Level Annual Premium Cost Per Month
S Sedan$1,794$150
SR Sedan$1,860$155
SV Sedan$1,860$155
SR Premium Sedan$1,922$160
SV Premium Sedan$1,922$160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Nissan Sentra for different driver ages.

2021 Nissan Sentra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,668$556
17$6,406$534
18$5,645$470
19$5,191$433
20$3,968$331
21$3,788$316
22$3,381$282
23$2,834$236
24$2,659$222
25$2,164$180
30$1,986$166
35$1,928$161
40$1,872$156
45$1,758$147
50$1,672$139
55$1,558$130
60$1,562$130
65$1,654$138
70$1,802$150
75$2,136$178
80$2,616$218

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Sentra trim levels.