2022 Nissan Sentra Car Insurance Calculator

Observe in real-time how seemingly small changes impact the cost of car insurance for a 2022 Nissan Sentra. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2022 Nissan Sentra is $2,082 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,082

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Sentra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Nissan Sentra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,082
Average Rate
Your Rate
$2,082

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Nissan Sentra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Nissan Sentra is $2,082.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Nissan Sentra vs. the Small Car Segment

The table below compares insurance rates for the 2022 Nissan Sentra against all other models in the small car segment. The Nissan Sentra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Sentra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Sentra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Nissan Sentra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Impreza$1,856-$226
2Chevrolet Spark$1,860-$222
3Volkswagen Golf$2,056-$26
4Volkswagen Jetta$2,074-$8
5Nissan Sentra$2,082--
6Toyota Corolla$2,098$16
7Honda Civic$2,106$24
8Mazda 3$2,114$32
9Kia Rio$2,124$42
10Toyota Prius$2,136$54
11Hyundai Accent$2,160$78
12Kia Forte$2,184$102
13Hyundai Veloster$2,196$114
2022 Small Car Average$2,199$117
14Nissan Leaf$2,284$202
15Hyundai Ioniq$2,288$206
16Honda Clarity$2,354$272
17Hyundai Elantra$2,408$326
18Nissan Versa$2,414$332
19Mitsubishi Mirage G4$2,424$342
20Toyota Mirai$2,762$680

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Sentra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Nissan Sentra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Nissan Sentra Insurance Rates by Trim Level
2022 Nissan Sentra Trim Level Annual Premium Cost Per Month
S$1,998$167
SV$2,064$172
SR$2,080$173
SR Midnight Edition$2,084$174
SR Premium$2,178$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Nissan Sentra for different driver ages.

2022 Nissan Sentra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,484$624
17$7,180$598
18$6,306$526
19$5,802$484
20$4,425$369
21$4,224$352
22$3,768$314
23$3,158$263
24$2,964$247
25$2,404$200
30$2,208$184
35$2,146$179
40$2,082$174
45$1,958$163
50$1,862$155
55$1,736$145
60$1,738$145
65$1,842$154
70$2,014$168
75$2,394$200
80$2,942$245

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Sentra trim levels.