Nissan Titan XD Car Insurance Calculator

See in real-time how choices you make influence insurance rates for a Nissan Titan XD. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2024 Nissan Titan XD is $2,590 per year, or about $216 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,590

Cost Per Month

$216

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Titan XD Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Nissan Titan XD.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,590
Average Rate
Your Rate
$2,590

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Nissan Titan XD.

The 'Average Rate' is a combined value for all Nissan Titan XD trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Nissan Titan XD is $2,590.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Nissan Titan XD Segment Comparison

The table below compares insurance rates for the 2024 Nissan Titan XD against all other models in the heavy duty truck segment. The Nissan Titan XD is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Titan XD, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Titan XD.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Nissan Titan XD Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 2500 HD$2,384-$206
2GMC Sierra 3500$2,482-$108
3Chevrolet Silverado HD 3500$2,504-$86
4Chevrolet Silverado HD 2500$2,572-$18
5Nissan Titan XD$2,590--
2024 Heavy Duty Truck Average$2,694$104
6Ford F450 Super Duty$2,802$212
7Ford F250 Super Duty$2,816$226
8Ford F350 Super Duty$2,836$246
9Ram Truck 3500$2,964$374
10Ram Truck 2500$2,988$398

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Titan XD Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Nissan Titan XD.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Nissan Titan XD Insurance Rates by Trim Level
2024 Nissan Titan XD Trim Level Annual Premium Cost Per Month
SV Crew Cab 4WD$2,472$206
PRO-4X Crew Cab 4WD$2,590$216
Platinum Reserve Crew Cab 4WD$2,710$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Nissan Titan XD for different driver ages.

2024 Nissan Titan XD Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,255$771
17$8,985$749
18$8,086$674
19$7,345$612
20$5,627$469
21$5,367$447
22$4,807$401
23$3,927$327
24$3,715$310
25$3,014$251
30$2,764$230
35$2,660$222
40$2,590$216
45$2,418$202
50$2,288$191
55$2,136$178
60$2,144$179
65$2,288$191
70$2,468$206
75$2,900$242
80$3,582$299

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Titan XD trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Nissan Titan XD.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Nissan Titan XD Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Nissan Titan XD$2,590$216
2023 Nissan Titan XD$2,546$212
2022 Nissan Titan XD$2,398$200
2021 Nissan Titan XD$2,358$197
2020 Nissan Titan XD$2,292$191
2019 Nissan Titan XD$2,232$186
2018 Nissan Titan XD$2,170$181
2017 Nissan Titan XD$2,020$168
2016 Nissan Titan XD$1,894$158

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan Titan XD trim levels for each model year.