2018 Nissan Titan XD Car Insurance Calculator

Get instant feedback how different driver, vehicle, and coverage options affect the cost of insurance for a 2018 Nissan Titan XD. Ajust options like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see how much rates change and learn why.

The average estimated car insurance premium for a 2018 Nissan Titan XD is $2,170 per year, or about $181 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,170

Cost Per Month

$181

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Titan XD Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Nissan Titan XD.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,170
Average Rate
Your Rate
$2,170

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Nissan Titan XD trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Nissan Titan XD is $2,170.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Nissan Titan XD Segment Comparison

The table below compares insurance rates for the 2018 Nissan Titan XD against all other models in the heavy duty truck segment. The Nissan Titan XD is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Titan XD, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Titan XD.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Nissan Titan XD Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Silverado HD 3500$2,116-$54
2GMC Sierra 2500 HD$2,152-$18
3Nissan Titan XD$2,170--
4Chevrolet Silverado HD 2500$2,180$10
5Ford F350 Super Duty$2,244$74
2018 Heavy Duty Truck Average$2,260$90
6Ford F250 Super Duty$2,286$116
7GMC Sierra 3500$2,292$122
8Ram Truck 2500$2,296$126
9Ram Truck 3500$2,356$186
10Ford F450 Super Duty$2,504$334

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Titan XD Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Nissan Titan XD.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Nissan Titan XD Insurance Rates by Trim Level
2018 Nissan Titan XD Trim Level Annual Premium Cost Per Month
S King Cab 2WD$1,934$161
Pro-4x Crew Cab 4WD$2,070$173
S Crew Cab 2WD$2,072$173
SV King Cab 2WD$2,072$173
S King Cab 4WD$2,084$174
Pro-4x Crew Cab 4WD Turbo Diesel$2,126$177
S Crew Cab 2WD Turbo Diesel$2,126$177
S King Cab 2WD Turbo Diesel$2,126$177
SV Crew Cab 2WD$2,126$177
SV King Cab 2WD Turbo Diesel$2,126$177
S Crew Cab 4WD$2,138$178
S King Cab 4WD Turbo Diesel$2,138$178
SV Crew Cab 4WD$2,138$178
SV King Cab 4WD$2,138$178
SL Crew Cab 2WD$2,184$182
SV Crew Cab 2WD Turbo Diesel$2,184$182
Pro-4x King Cab 4WD$2,196$183
S Crew Cab 4WD Turbo Diesel$2,196$183
SV Crew Cab 4WD Turbo Diesel$2,196$183
SV King Cab 4WD Turbo Diesel$2,196$183
Platinum Crew Cab 2WD$2,238$187
SL Crew Cab 2WD Turbo Diesel$2,238$187
Pro-4x King Cab 4WD Turbo Diesel$2,250$188
SL Crew Cab 4WD$2,250$188
Platinum Crew Cab 2WD Turbo Diesel$2,292$191
Platinum Crew Cab 4WD$2,306$192
SL Crew Cab 4WD Turbo Diesel$2,306$192
Platinum Crew Cab 4WD Turbo Diesel$2,344$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Nissan Titan XD for different driver ages.

2018 Nissan Titan XD Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,063$672
17$7,757$646
18$6,841$570
19$6,253$521
20$4,747$396
21$4,522$377
22$4,021$335
23$3,316$276
24$3,123$260
25$2,520$210
30$2,304$192
35$2,234$186
40$2,170$181
45$2,042$170
50$1,934$161
55$1,808$151
60$1,814$151
65$1,938$162
70$2,120$177
75$2,534$211
80$3,148$262

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Titan XD trim levels.