Nissan Versa Car Insurance Calculator

Discover and learn how different risk factors impact the insurance cost for a Nissan Versa. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately if rates go up or down and learn why.

The average estimated car insurance premium for a 2024 Nissan Versa is $2,310 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,310

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Versa Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Nissan Versa.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,310
Average Rate
Your Rate
$2,310

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Nissan Versa.

The 'Average Rate' is a combined value for all Nissan Versa trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Nissan Versa is $2,310.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Nissan Versa vs. the Small Car Segment

The table below compares insurance rates for the 2024 Nissan Versa against all other models in the small car segment. The Nissan Versa is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Versa, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Versa.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Nissan Versa Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota GR Corolla$2,034-$276
2Nissan Leaf$2,052-$258
3Honda Civic$2,074-$236
4Nissan Sentra$2,146-$164
5Subaru Impreza$2,154-$156
6Toyota Prius$2,188-$122
7Toyota Corolla$2,282-$28
8Kia Forte$2,288-$22
9Nissan Versa$2,310--
2024 Small Car Average$2,315$5
10Mitsubishi Mirage G4$2,364$54
11Volkswagen Jetta$2,370$60
12Mazda 3$2,424$114
13Hyundai Elantra$2,542$232
14Volkswagen Golf$2,586$276
15Toyota Mirai$2,916$606

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Versa Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Nissan Versa.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Nissan Versa Insurance Rates by Trim Level
2024 Nissan Versa Trim Level Annual Premium Cost Per Month
S Manual$2,220$185
S CVT$2,292$191
SV$2,350$196
SR$2,374$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Nissan Versa for different driver ages.

2024 Nissan Versa Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,358$697
17$7,965$664
18$6,902$575
19$6,398$533
20$4,863$405
21$4,641$387
22$4,132$344
23$3,506$292
24$3,277$273
25$2,662$222
30$2,438$203
35$2,384$199
40$2,310$193
45$2,180$182
50$2,078$173
55$1,934$161
60$1,936$161
65$2,048$171
70$2,252$188
75$2,698$225
80$3,304$275

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Versa trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Nissan Versa.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Nissan Versa Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Nissan Versa$2,310$193
2023 Nissan Versa$2,416$201
2022 Nissan Versa$2,414$201
2021 Nissan Versa$2,164$180
2020 Nissan Versa$2,110$176
2019 Nissan Versa$1,852$154
2018 Nissan Versa$1,768$147
2017 Nissan Versa$1,734$145
2016 Nissan Versa$1,396$116
2015 Nissan Versa$1,334$111
2014 Nissan Versa$1,284$107
2013 Nissan Versa$1,306$109

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan Versa trim levels for each model year.