2016 Nissan Versa Car Insurance Calculator

Discover how different driver and vehicle factors impact the cost of car insurance for a 2016 Nissan Versa. Experiment with options like driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2016 Nissan Versa is $1,396 per year, or about $116 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,396

Cost Per Month

$116

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Versa Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Nissan Versa.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,396
Average Rate
Your Rate
$1,396

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Nissan Versa trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Nissan Versa is $1,396.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Nissan Versa vs. the Small Car Segment

The table below compares insurance rates for the 2016 Nissan Versa against all other models in the small car segment. The Nissan Versa is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Versa, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Versa.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Nissan Versa Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$142
2Chrysler Fiat 500$1,360-$36
3Honda Fit$1,386-$10
4Toyota Yaris$1,394-$2
5Nissan Versa$1,396--
6Ford Fiesta$1,408$12
7Subaru Impreza$1,472$76
8Scion IM$1,488$92
9Chevrolet Spark$1,500$104
10Hyundai Accent$1,504$108
11Volkswagen Golf$1,518$122
12Mazda 3$1,538$142
13Scion IA$1,540$144
14Honda CR-Z$1,576$180
15Honda Civic$1,586$190
16Nissan Sentra$1,590$194
17Kia Rio$1,612$216
18Toyota Corolla$1,628$232
2016 Small Car Average$1,636$240
19Nissan Leaf$1,642$246
20Toyota Prius$1,644$248
21Hyundai Veloster$1,650$254
22Chevrolet Sonic$1,668$272
23Volkswagen Beetle$1,694$298
24Volkswagen GTI$1,706$310
25Chevrolet Volt$1,708$312
26Chevrolet Cruze$1,712$316
27Volkswagen EOS$1,716$320
28Kia Forte$1,724$328
29Ford Focus$1,744$348
30Hyundai Elantra$1,760$364
31Scion FR-S$1,778$382
32Mitsubishi Lancer$1,838$442
33Volkswagen E-Golf$1,852$456
34Volkswagen Jetta$1,924$528
35Dodge Dart$1,968$572
36Scion TC$2,022$626
37Toyota Mirai$2,036$640

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Versa Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Nissan Versa.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Nissan Versa Insurance Rates by Trim Level
2016 Nissan Versa Trim Level Annual Premium Cost Per Month
Note 1.6 S Hatchback$1,236$103
Note 1.6 S Plus Hatchback$1,236$103
Note 1.6 SR Hatchback$1,300$108
Note 1.6 SV Hatchback$1,300$108
Note 1.6 SL Hatchback$1,348$112
1.6 S Sedan$1,452$121
1.6 S Plus Sedan$1,500$125
1.6 SV Sedan$1,564$130
1.6 SL Sedan$1,644$137

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Nissan Versa for different driver ages.

2016 Nissan Versa Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,118$427
17$4,871$406
18$4,205$350
19$3,901$325
20$2,956$246
21$2,819$235
22$2,504$209
23$2,126$177
24$1,983$165
25$1,610$134
30$1,472$123
35$1,442$120
40$1,396$116
45$1,318$110
50$1,260$105
55$1,174$98
60$1,174$98
65$1,244$104
70$1,372$114
75$1,650$138
80$2,028$169

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Versa trim levels.