2019 Nissan Versa Car Insurance Calculator

Discover how the choices you make impact the cost of insurance for a 2019 Nissan Versa. Experiment with factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly how much rates change and learn exactly why.

The average estimated car insurance premium for a 2019 Nissan Versa is $1,852 per year, or about $154 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,852

Cost Per Month

$154

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Versa Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Nissan Versa.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,852
Average Rate
Your Rate
$1,852

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Nissan Versa trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Nissan Versa is $1,852.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Nissan Versa vs. the Small Car Segment

The table below compares insurance rates for the 2019 Nissan Versa against all other models in the small car segment. The Nissan Versa is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Versa, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Versa.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Nissan Versa Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$306
2Honda Fit$1,548-$304
3Toyota Corolla$1,552-$300
4Fiat 500$1,560-$292
5Fiat 500L$1,650-$202
6Chevrolet Spark$1,664-$188
7Volkswagen Golf$1,678-$174
8Fiat 124 Spider$1,688-$164
9Hyundai Accent$1,690-$162
10Toyota Yaris$1,694-$158
11Smart Fortwo$1,700-$152
12Subaru Impreza$1,704-$148
13Mazda 3$1,724-$128
14Honda Civic$1,812-$40
15Fiat 500E$1,822-$30
16Nissan Sentra$1,842-$10
17Nissan Versa$1,852--
2019 Small Car Average$1,859$7
18Kia Forte$1,862$10
19Hyundai Veloster$1,868$16
20Volkswagen Beetle$1,900$48
21Kia Rio$1,934$82
22Toyota Prius$1,950$98
23Honda Clarity$1,972$120
24Chevrolet Sonic$1,994$142
25Volkswagen GTI$2,000$148
26Hyundai Ioniq$2,016$164
27Chevrolet Cruze$2,036$184
28Chevrolet Volt$2,056$204
29Hyundai Elantra$2,096$244
30Volkswagen Jetta$2,144$292
31Volkswagen E-Golf$2,154$302
32Toyota 86$2,270$418
33Toyota Mirai$2,378$526

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Versa Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Nissan Versa.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Nissan Versa Insurance Rates by Trim Level
2019 Nissan Versa Trim Level Annual Premium Cost Per Month
Note 1.6 S Hatchback$1,664$139
Note 1.6 SV Hatchback$1,740$145
Note 1.6 SR Hatchback$1,800$150
1.6 S Sedan$1,932$161
1.6 S Plus Sedan$1,992$166
1.6 SV Sedan$1,992$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Nissan Versa for different driver ages.

2019 Nissan Versa Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,898$575
17$6,563$547
18$5,659$472
19$5,241$437
20$3,961$330
21$3,776$315
22$3,346$279
23$2,830$236
24$2,641$220
25$2,138$178
30$1,956$163
35$1,914$160
40$1,852$154
45$1,750$146
50$1,672$139
55$1,556$130
60$1,558$130
65$1,656$138
70$1,836$153
75$2,212$184
80$2,730$228

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Versa trim levels.