2020 Nissan Versa Car Insurance Calculator

See and learn how different risk factors impact car insurance rates for a 2020 Nissan Versa. Update factors like your location, homeowner status, and credit score to get insights on how rates change. Immediately see whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2020 Nissan Versa is $2,110 per year, or about $176 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,110

Cost Per Month

$176

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Versa Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Nissan Versa.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,110
Average Rate
Your Rate
$2,110

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Nissan Versa trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Nissan Versa is $2,110.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Nissan Versa vs. the Small Car Segment

The table below compares insurance rates for the 2020 Nissan Versa against all other models in the small car segment. The Nissan Versa is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Versa, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Versa.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Nissan Versa Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,586-$524
2Honda Fit$1,648-$462
3Fiat 500L$1,666-$444
4Toyota Corolla$1,690-$420
5Volkswagen Golf$1,732-$378
6Toyota Yaris$1,752-$358
7Subaru Impreza$1,778-$332
8Fiat 124 Spider$1,806-$304
9Nissan Sentra$1,820-$290
10Mazda 3$1,834-$276
11Honda Civic$1,874-$236
12Kia Rio$1,880-$230
13Hyundai Accent$1,898-$212
14Kia Forte$1,916-$194
2020 Small Car Average$1,973-$137
15Toyota Prius$2,024-$86
16Hyundai Veloster$2,080-$30
17Volkswagen GTI$2,088-$22
18Volkswagen Jetta$2,100-$10
19Nissan Versa$2,110--
20Nissan Leaf$2,128$18
21Mitsubishi Mirage G4$2,130$20
22Chevrolet Sonic$2,168$58
23Honda Clarity$2,206$96
24Hyundai Elantra$2,230$120
25Hyundai Ioniq$2,274$164
26Toyota 86$2,406$296
27Toyota Mirai$2,460$350

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Versa Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Nissan Versa.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Nissan Versa Insurance Rates by Trim Level
2020 Nissan Versa Trim Level Annual Premium Cost Per Month
1.6 S MT Sedan$2,026$169
1.6 ConvertibleT Sedan$2,106$176
1.6 S ConvertibleT Sedan$2,106$176
1.6 SV Sedan$2,106$176
1.6 SR Sedan$2,210$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Nissan Versa for different driver ages.

2020 Nissan Versa Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,885$657
17$7,505$625
18$6,480$540
19$5,992$499
20$4,530$378
21$4,317$360
22$3,823$319
23$3,228$269
24$3,013$251
25$2,440$203
30$2,226$186
35$2,180$182
40$2,110$176
45$1,994$166
50$1,902$159
55$1,774$148
60$1,776$148
65$1,888$157
70$2,090$174
75$2,522$210
80$3,116$260

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Versa trim levels.