2023 Nissan Versa Car Insurance Calculator

Discover and learn how different factors impact car insurance rates for a 2023 Nissan Versa. Customize choices like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2023 Nissan Versa is $2,416 per year, or about $201 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,416

Cost Per Month

$201

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Versa Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Nissan Versa.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,416
Average Rate
Your Rate
$2,416

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Nissan Versa trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Nissan Versa is $2,416.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Nissan Versa vs. the Small Car Segment

The table below compares insurance rates for the 2023 Nissan Versa against all other models in the small car segment. The Nissan Versa is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Versa, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Versa.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Nissan Versa Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Impreza$1,886-$530
2Volkswagen Jetta$2,074-$342
3Nissan Sentra$2,108-$308
4Toyota Corolla$2,136-$280
5Volkswagen Golf$2,142-$274
6Toyota Prius$2,148-$268
7Mazda 3$2,180-$236
8Honda Civic$2,214-$202
9Kia Forte$2,230-$186
10Mitsubishi Mirage G4$2,242-$174
2023 Small Car Average$2,265-$151
11Nissan Leaf$2,294-$122
12Nissan Versa$2,416--
13Hyundai Elantra$2,482$66
14Toyota GR Corolla$2,588$172
15Toyota Mirai$2,830$414

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Versa Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Nissan Versa.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Nissan Versa Insurance Rates by Trim Level
2023 Nissan Versa Trim Level Annual Premium Cost Per Month
S Manual$2,328$194
S CVT$2,398$200
SV$2,458$205
SR$2,486$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Nissan Versa for different driver ages.

2023 Nissan Versa Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,023$752
17$8,596$716
18$7,429$619
19$6,867$572
20$5,192$433
21$4,945$412
22$4,387$366
23$3,697$308
24$3,455$288
25$2,794$233
30$2,550$213
35$2,494$208
40$2,416$201
45$2,282$190
50$2,178$182
55$2,030$169
60$2,032$169
65$2,160$180
70$2,388$199
75$2,882$240
80$3,562$297

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Versa trim levels.