Nissan Z Car Insurance Calculator

Learn in real-time how changing risk factors impact the cost of insurance for a Nissan Z. Ajust options like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2024 Nissan Z is $2,716 per year, or about $226 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,716

Cost Per Month

$226

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Nissan Z Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Nissan Z.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,716
Average Rate
Your Rate
$2,716

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Nissan Z.

The 'Average Rate' is a combined value for all Nissan Z trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Nissan Z is $2,716.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Nissan Z vs. the Sports Car Segment

The table below compares insurance rates for the 2024 Nissan Z against all other models in the sports car segment. The Nissan Z is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Nissan Z, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Nissan Z.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Nissan Z Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,166-$550
2Toyota GR86$2,468-$248
3Ford Mustang$2,572-$144
4BMW Z4$2,590-$126
5Subaru WRX$2,624-$92
6Toyota GR Supra$2,632-$84
7BMW M2$2,708-$8
8Nissan Z$2,716--
9Lexus RC F$2,766$50
10Subaru BRZ$2,802$86
11BMW M3$2,960$244
12Porsche 718$3,016$300
13Chevrolet Camaro$3,044$328
2024 Sports Car Average$3,222$506
14Chevrolet Corvette$3,244$528
15Porsche 911$3,356$640
16BMW M4$3,494$778
17Lexus LC 500$3,514$798
18Jaguar F-Type$3,694$978
19Mercedes-Benz AMG GT53$3,876$1,160
20Porsche Taycan$3,968$1,252
21Mercedes-Benz SL 55$4,520$1,804
22Nissan GT-R$4,562$1,846
23Mercedes-Benz SL 63$4,812$2,096

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Z Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Nissan Z.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Nissan Z Insurance Rates by Trim Level
2024 Nissan Z Trim Level Annual Premium Cost Per Month
Sport$2,504$209
Performance$2,726$227
NISMO$2,914$243

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Nissan Z for different driver ages.

2024 Nissan Z Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,322$777
17$9,052$754
18$8,163$680
19$7,446$621
20$5,744$479
21$5,491$458
22$4,941$412
23$4,080$340
24$3,860$322
25$3,146$262
30$2,900$242
35$2,790$233
40$2,716$226
45$2,536$211
50$2,402$200
55$2,236$186
60$2,240$187
65$2,376$198
70$2,548$212
75$2,968$247
80$3,618$302

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Nissan Z trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Nissan Z.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Nissan Z Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Nissan Z$2,716$226
2023 Nissan Z$2,554$213

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan Z trim levels for each model year.