2016 Porsche 911 Car Insurance Calculator

Monitor in real-time how decisions you make impact the insurance cost for a 2016 Porsche 911. Adjust rate factors like coverage deductibles, age of the driver, and policy discounts to see how insurance cost is affected. Immediately see the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2016 Porsche 911 is $2,560 per year, or about $213 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,560

Cost Per Month

$213

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche 911 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Porsche 911.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,560
Average Rate
Your Rate
$2,560

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Porsche 911 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Porsche 911 is $2,560.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Porsche 911 vs. the Sports Car Segment

The table below compares insurance rates for the 2016 Porsche 911 against all other models in the sports car segment. The Porsche 911 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche 911, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche 911.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Porsche 911 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,432-$1,128
2BMW Z4$1,734-$826
3Subaru BRZ$1,776-$784
4Subaru WRX$1,778-$782
5Porsche Cayman$1,852-$708
6Audi TT$1,870-$690
7Ford Mustang$1,938-$622
8Nissan 370Z$1,972-$588
9BMW M2$2,002-$558
10Chevrolet Camaro$2,012-$548
11Porsche Boxster$2,032-$528
12Dodge Challenger$2,172-$388
13Alfa Romeo 4C$2,216-$344
2016 Sports Car Average$2,233-$327
14Lexus RC F$2,264-$296
15Chevrolet Corvette$2,314-$246
16Dodge Viper$2,324-$236
17BMW M3$2,492-$68
18Jaguar F-Type$2,536-$24
19Porsche 911$2,560--
20BMW M4$2,690$130
21Nissan GT-R$2,788$228
22BMW i8$3,214$654
23Maserati Granturismo$3,382$822

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 911 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Porsche 911.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Porsche 911 Insurance Rates by Trim Level
2016 Porsche 911 Trim Level Annual Premium Cost Per Month
Carrera 2 Coupe$2,112$176
Carrera 4 Coupe$2,226$186
Carrera 2 S Coupe$2,272$189
Targa$2,276$190
Carrera 2 Cabriolet Convertible$2,324$194
Carrera 4 S Coupe$2,338$195
Carrera 4 Cabriolet Convertible$2,340$195
Targa S$2,420$202
Carrera 2 GTS Coupe$2,432$203
Carrera 2 S Convertible$2,436$203
GT3 Coupe$2,514$210
Carrera 4 S Cabriolet Convertible$2,550$213
Targa GTS$2,564$214
Turbo$2,770$231
Turbo Convertible$2,888$241
GT3 RS$2,948$246
GT3 R$2,996$250
Turbo S$3,062$255
Turbo 2 Convertible$3,176$265

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Porsche 911 for different driver ages.

2016 Porsche 911 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,711$726
17$8,528$711
18$7,815$651
19$7,065$589
20$5,468$456
21$5,228$436
22$4,715$393
23$3,836$320
24$3,648$304
25$2,976$248
30$2,750$229
35$2,626$219
40$2,560$213
45$2,382$199
50$2,250$188
55$2,100$175
60$2,106$176
65$2,240$187
70$2,378$198
75$2,742$229
80$3,350$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche 911 trim levels.