2018 Porsche 911 Car Insurance Calculator

See and learn how changes to risk factors and vehicle options impact the cost of insurance for a 2018 Porsche 911. Tailor settings like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see why rates change and by how much.

The average estimated car insurance premium for a 2018 Porsche 911 is $2,916 per year, or about $243 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,916

Cost Per Month

$243

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche 911 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Porsche 911.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,916
Average Rate
Your Rate
$2,916

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Porsche 911 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Porsche 911 is $2,916.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Porsche 911 vs. the Sports Car Segment

The table below compares insurance rates for the 2018 Porsche 911 against all other models in the sports car segment. The Porsche 911 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche 911, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche 911.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Porsche 911 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,490-$1,426
2Audi TT$2,028-$888
3Subaru WRX$2,064-$852
4Nissan 370Z$2,116-$800
5Subaru BRZ$2,134-$782
6BMW M2$2,202-$714
7Ford Mustang$2,274-$642
8Chevrolet Camaro$2,370-$546
9Lexus RC F$2,378-$538
10Chevrolet Corvette$2,402-$514
11Dodge Challenger$2,542-$374
12Alfa Romeo 4C$2,590-$326
2018 Sports Car Average$2,595-$321
13BMW M4$2,700-$216
14Lexus LC 500$2,750-$166
15Jaguar F-Type$2,754-$162
16BMW M3$2,834-$82
17Porsche 911$2,916--
18Acura NSX$3,288$372
19Nissan GT-R$3,390$474
20Maserati Granturismo$3,602$686
21Audi R8$3,664$748

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 911 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Porsche 911.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Porsche 911 Insurance Rates by Trim Level
2018 Porsche 911 Trim Level Annual Premium Cost Per Month
Cayman Coupe$2,204$184
Boxster Convertible$2,256$188
Cayman S Coupe$2,314$193
Boxster S Convertible$2,344$195
Carrera 2 Cabriolet Convertible$2,568$214
Carrera Coupe$2,598$217
Carrera 4 Coupe$2,682$224
Carrera 2 S Convertible$2,696$225
Carrera 4 S Coupe$2,716$226
Carrera 4 Cabriolet Convertible$2,726$227
Targa Coupe$2,738$228
Carrera 2 S Coupe$2,766$231
Targa S Coupe$2,848$237
Carrera 4 S Cabriolet Convertible$2,886$241
Carrera 2 GTS Coupe$2,932$244
Carrera 4 GTS Convertible$2,948$246
Carrera 4 GTS Coupe$3,016$251
Targa GTS Coupe$3,016$251
GT3 Coupe$3,066$256
Turbo Convertible$3,294$275
Turbo Coupe$3,338$278
Turbo S Convertible$3,628$302
Turbo S Coupe$3,674$306
GT2 RS Coupe$4,730$394

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Porsche 911 for different driver ages.

2018 Porsche 911 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,005$834
17$9,814$818
18$9,021$752
19$8,135$678
20$6,290$524
21$6,007$501
22$5,419$452
23$4,378$365
24$4,172$348
25$3,394$283
30$3,134$261
35$2,988$249
40$2,916$243
45$2,710$226
50$2,556$213
55$2,390$199
60$2,396$200
65$2,556$213
70$2,710$226
75$3,126$261
80$3,836$320

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche 911 trim levels.