2021 Porsche 911 Car Insurance Calculator

Learn in real-time how changes to different risk factors affect the cost of insurance for a 2021 Porsche 911. Experiment with annual miles driven, vehicle usage, driver gender, and your marital status to see the impact on rates. Find out instantly if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2021 Porsche 911 is $3,484 per year, or about $290 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,484

Cost Per Month

$290

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche 911 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Porsche 911.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,484
Average Rate
Your Rate
$3,484

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Porsche 911 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Porsche 911 is $3,484.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Porsche 911 vs. the Sports Car Segment

The table below compares insurance rates for the 2021 Porsche 911 against all other models in the sports car segment. The Porsche 911 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche 911, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche 911.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Porsche 911 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,816-$1,668
2Ford Mustang$2,216-$1,268
3BMW Z4$2,258-$1,226
4Audi TT$2,362-$1,122
5Toyota Supra$2,382-$1,102
6Subaru WRX$2,390-$1,094
7Nissan 370Z$2,434-$1,050
8Subaru BRZ$2,554-$930
9BMW M2$2,568-$916
10Porsche 718$2,612-$872
11Chevrolet Corvette$2,614-$870
12Chevrolet Camaro$2,732-$752
13Lexus RC F$2,742-$742
14Dodge Challenger$2,876-$608
15Mercedes-Benz AMG GT53$2,978-$506
2021 Sports Car Average$2,982-$502
16Jaguar F-Type$3,294-$190
17Lexus LC 500$3,360-$124
18BMW M4$3,454-$30
19Porsche 911$3,484--
20Mercedes-Benz AMG GT63$3,944$460
21Acura NSX$3,972$488
22BMW i8$3,976$492
23Audi R8$4,272$788
24Nissan GT-R$4,274$790

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 911 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Porsche 911.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Porsche 911 Insurance Rates by Trim Level
2021 Porsche 911 Trim Level Annual Premium Cost Per Month
Carrera 4 AWD$2,858$238
Carrera Coupe$2,858$238
Carrera T Coupe$2,922$244
Targa 4 Coupe$2,974$248
Carrera Convertible$2,988$249
Carrera 4 AWD Convertible$3,006$251
Carrera 4 S AWD$3,050$254
Targa 4 S Coupe$3,104$259
Carrera S Coupe$3,116$260
Carrera 4 S AWD Convertible$3,136$261
Carrera GTS Coupe$3,182$265
Carrera 4 GTS AWD$3,244$270
Carrera S Convertible$3,244$270
Carrera GTS Convertible$3,264$272
Targa 4 GTS Coupe$3,298$275
Carrera 4 GTS AWD Convertible$3,328$277
GT3 Coupe$3,484$290
Turbo Convertible$3,748$312
Turbo Coupe$3,798$317
GT3 R3 Coupe$4,166$347
Turbo S Coupe$4,166$347
Turbo S Convertible$4,256$355
Turbo S Exclusive Convertible$5,094$425
GT2 RS Coupe$5,396$450

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Porsche 911 for different driver ages.

2021 Porsche 911 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,837$986
17$11,645$970
18$10,776$898
19$9,689$807
20$7,518$627
21$7,182$599
22$6,489$541
23$5,223$435
24$4,987$416
25$4,062$339
30$3,754$313
35$3,572$298
40$3,484$290
45$3,236$270
50$3,048$254
55$2,846$237
60$2,856$238
65$3,048$254
70$3,218$268
75$3,692$308
80$4,526$377

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche 911 trim levels.