2018 Porsche Cayenne Car Insurance Calculator

See in real-time how different risk factors affect car insurance rates for a 2018 Porsche Cayenne. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2018 Porsche Cayenne is $2,724 per year, or about $227 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,724

Cost Per Month

$227

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Cayenne Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Porsche Cayenne.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,724
Average Rate
Your Rate
$2,724

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Porsche Cayenne trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Porsche Cayenne is $2,724.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Porsche Cayenne Segment Comparison

The table below compares insurance rates for the 2018 Porsche Cayenne against all other models in the midsize luxury SUV segment. The Porsche Cayenne is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Cayenne, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Cayenne.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Porsche Cayenne Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,696-$1,028
2Cadillac XT5$1,758-$966
3Lexus RX 350L$1,818-$906
4Lincoln MKT$1,864-$860
5Lexus RX 350$1,890-$834
6Lincoln MKX$1,940-$784
7Jaguar E-Pace$1,956-$768
8Acura MDX$1,978-$746
9Audi SQ5$2,004-$720
10Lexus RX 450$2,046-$678
11Volvo V90$2,060-$664
12Lexus GX 460$2,062-$662
13Infiniti QX60$2,078-$646
14Land Rover Discovery$2,090-$634
15Lexus RX 450hL$2,120-$604
2018 Midsize Luxury SUV Average$2,181-$543
16Mercedes-Benz AMG GLC43$2,206-$518
17Audi Q7$2,218-$506
18Mercedes-Benz GLE350$2,238-$486
19BMW X5$2,282-$442
20Mercedes-Benz AMG GLC63$2,438-$286
21Maserati Levante$2,522-$202
22Tesla Model X$2,610-$114
23Mercedes-Benz AMG GLE43$2,612-$112
24Porsche Cayenne$2,724--
25Mercedes-Benz AMG GLE63$2,736$12
26BMW X6$2,756$32

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Cayenne Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Porsche Cayenne.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Porsche Cayenne Insurance Rates by Trim Level
2018 Porsche Cayenne Trim Level Annual Premium Cost Per Month
AWD$2,384$199
Platinum AWD$2,438$203
S AWD$2,550$213
Hybrid S AWD$2,588$216
Hybrid S Platinum Edition AWD$2,644$220
GTS AWD$2,750$229
Turbo AWD$2,972$248
S Turbo AWD$3,474$290

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Porsche Cayenne for different driver ages.

2018 Porsche Cayenne Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,627$802
17$9,372$781
18$8,481$707
19$7,688$641
20$5,908$492
21$5,635$470
22$5,057$421
23$4,119$343
24$3,905$325
25$3,174$265
30$2,914$243
35$2,796$233
40$2,724$227
45$2,538$212
50$2,400$200
55$2,244$187
60$2,250$188
65$2,400$200
70$2,578$215
75$3,018$252
80$3,718$310

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Cayenne trim levels.