2020 Porsche Cayenne Car Insurance Calculator

Discover how changes to risk factors and vehicle options influence insurance rates for a 2020 Porsche Cayenne. Update factors like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2020 Porsche Cayenne is $2,864 per year, or about $239 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,864

Cost Per Month

$239

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Cayenne Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Porsche Cayenne.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,864
Average Rate
Your Rate
$2,864

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Porsche Cayenne trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Porsche Cayenne is $2,864.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Porsche Cayenne Segment Comparison

The table below compares insurance rates for the 2020 Porsche Cayenne against all other models in the midsize luxury SUV segment. The Porsche Cayenne is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Cayenne, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Cayenne.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Porsche Cayenne Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,942-$922
2Cadillac XT5$1,984-$880
3Lincoln Nautilus$2,044-$820
4Lexus RX 350$2,076-$788
5Infiniti QX50$2,088-$776
6Jaguar E-Pace$2,098-$766
7Lexus RX 350L$2,138-$726
8Cadillac XT6$2,160-$704
9Acura MDX$2,180-$684
10Mercedes-Benz GLE450$2,230-$634
11Lincoln Aviator$2,252-$612
12Volvo V90$2,270-$594
13Infiniti QX60$2,308-$556
14Land Rover Discovery Sport$2,318-$546
15Lexus GX 460$2,352-$512
2020 Midsize Luxury SUV Average$2,368-$496
16Mercedes-Benz AMG GLC43$2,410-$454
17Land Rover Discovery$2,418-$446
18Audi SQ5$2,428-$436
19Mercedes-Benz GLE350$2,440-$424
20Lexus RX 450$2,460-$404
21Audi Q8$2,472-$392
22BMW X5$2,476-$388
23Audi Q7$2,556-$308
24Mercedes-Benz AMG GLC63$2,564-$300
25Audi e-tron$2,646-$218
26BMW X6$2,704-$160
27Tesla Model X$2,796-$68
28Porsche Cayenne$2,864--
29Mercedes-Benz AMG GLE63$2,990$126

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Cayenne Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Porsche Cayenne.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Porsche Cayenne Insurance Rates by Trim Level
2020 Porsche Cayenne Trim Level Annual Premium Cost Per Month
AWD$2,646$221
S Hybrid AWD$2,768$231
S AWD$2,786$232
Turbo AWD$3,256$271

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Porsche Cayenne for different driver ages.

2020 Porsche Cayenne Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,085$840
17$9,825$819
18$8,904$742
19$8,066$672
20$6,204$517
21$5,920$493
22$5,316$443
23$4,328$361
24$4,102$342
25$3,334$278
30$3,062$255
35$2,940$245
40$2,864$239
45$2,668$222
50$2,522$210
55$2,356$196
60$2,364$197
65$2,522$210
70$2,706$226
75$3,158$263
80$3,892$324

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Cayenne trim levels.