2023 Porsche Cayenne Car Insurance Calculator

Discover and learn how changes to risk factors and vehicle options influence insurance rates for a 2023 Porsche Cayenne. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if the change results in higher or lower rates.

The average estimated car insurance premium for a 2023 Porsche Cayenne is $3,186 per year, or about $266 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,186

Cost Per Month

$266

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Cayenne Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Porsche Cayenne.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,186
Average Rate
Your Rate
$3,186

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Porsche Cayenne trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Porsche Cayenne is $3,186.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Porsche Cayenne Segment Comparison

The table below compares insurance rates for the 2023 Porsche Cayenne against all other models in the midsize luxury SUV segment. The Porsche Cayenne is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Cayenne, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Cayenne.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Porsche Cayenne Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus RX 350$2,044-$1,142
2Infiniti QX50$2,112-$1,074
3Cadillac XT5$2,166-$1,020
4Cadillac XT6$2,206-$980
5Acura MDX$2,272-$914
6Lincoln Nautilus$2,306-$880
7Lexus RX 350L$2,332-$854
8Land Rover Discovery Sport$2,334-$852
9Jaguar E-Pace$2,356-$830
10Volvo V90$2,376-$810
11Lexus RX 450h$2,404-$782
12Lexus GX 460$2,430-$756
13Volvo V60$2,446-$740
14Lexus RX 450hL$2,454-$732
15Mercedes-Benz AMG GLB35$2,500-$686
16Genesis GV80$2,504-$682
17Audi SQ5$2,512-$674
18Lincoln Aviator$2,532-$654
19Infiniti QX60$2,548-$638
20Mercedes-Benz GLE450$2,570-$616
21Mercedes-Benz GLE350$2,604-$582
22Land Rover Discovery$2,616-$570
2023 Midsize Luxury SUV Average$2,652-$534
23Mercedes-Benz AMG GLC43$2,654-$532
24Audi Q7$2,720-$466
25Audi e-tron$2,814-$372
26Tesla Model X$2,826-$360
27Mercedes-Benz AMG GLE53$2,830-$356
28BMW X5$2,886-$300
29Audi Q8$2,894-$292
30Land Rover Range Rover Sport$2,918-$268
31Audi SQ7$3,056-$130
32BMW iX$3,102-$84
33BMW X6$3,160-$26
34Porsche Cayenne$3,186--
35Mercedes-Benz AMG GLE63$3,340$154
36Audi RS 6$3,394$208
37BMW XM$3,722$536

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Cayenne Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Porsche Cayenne.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Porsche Cayenne Insurance Rates by Trim Level
2023 Porsche Cayenne Trim Level Annual Premium Cost Per Month
Base SUV$2,782$232
Platinum Edition SUV$2,918$243
Base Coupe$2,926$244
Platinum Edition Coupe$2,986$249
E-Hybrid SUV$3,006$251
S SUV$3,062$255
E-Hybrid Coupe$3,076$256
E-Hybrid Platinum Edition SUV$3,102$259
S Platinum Edition SUV$3,108$259
S Coupe$3,108$259
E-Hybrid Platinum Edition Coupe$3,116$260
S Platinum Edition Coupe$3,136$261
GTS SUV$3,272$273
GTS Coupe$3,292$274
Turbo SUV$3,420$285
Turbo Coupe$3,434$286
Turbo S E-Hybrid SUV$3,570$298
Turbo S E-Hybrid Coupe$3,576$298
Turbo GT SUV$3,616$301

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Porsche Cayenne for different driver ages.

2023 Porsche Cayenne Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,145$929
17$10,879$907
18$9,900$825
19$8,956$746
20$6,899$575
21$6,584$549
22$5,919$493
23$4,806$401
24$4,566$381
25$3,710$309
30$3,410$284
35$3,266$272
40$3,186$266
45$2,966$247
50$2,800$233
55$2,616$218
60$2,624$219
65$2,800$233
70$2,996$250
75$3,488$291
80$4,292$358

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Cayenne trim levels.