2024 Porsche Cayenne Car Insurance Calculator

Explore and learn how different driver, vehicle, and coverage options influence insurance rates for a 2024 Porsche Cayenne. Customize rate factors like coverage deductibles, age of the driver, policy discounts, and Cayenne trim level. Get instant feedback whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2024 Porsche Cayenne is $3,506 per year, or about $292 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,506

Cost Per Month

$292

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Cayenne Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Porsche Cayenne.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,506
Average Rate
Your Rate
$3,506

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Porsche Cayenne trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Porsche Cayenne is $3,506.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Porsche Cayenne Segment Comparison

The table below compares insurance rates for the 2024 Porsche Cayenne against all other models in the midsize luxury SUV segment. The Porsche Cayenne is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Cayenne, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Cayenne.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Porsche Cayenne Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$1,316
2Cadillac XT5$2,210-$1,296
3Infiniti QX50$2,276-$1,230
4Cadillac XT6$2,292-$1,214
5Infiniti QX60$2,304-$1,202
6Mercedes-Benz AMG GLB35$2,308-$1,198
7Acura MDX$2,342-$1,164
8Lexus RX 350$2,350-$1,156
9Lexus TX 350$2,380-$1,126
10Lexus RX 350h$2,410-$1,096
11Lexus TX 500h$2,446-$1,060
12Lexus RX 500h$2,454-$1,052
13Lincoln Nautilus$2,472-$1,034
14Lexus RX 450h$2,476-$1,030
15Volvo V90$2,496-$1,010
16Audi SQ5$2,584-$922
17Mercedes-Benz GLE350$2,616-$890
18Lincoln Aviator$2,636-$870
19Lexus GX 550$2,664-$842
20Volvo V60$2,742-$764
21Land Rover Discovery Sport$2,746-$760
22Mercedes-Benz GLE450$2,758-$748
2024 Midsize Luxury SUV Average$2,782-$724
23Cadillac Lyriq$2,784-$722
24Volvo EX90$2,806-$700
25Audi Q7$2,842-$664
26Genesis GV80$2,854-$652
27Mercedes-Benz AMG GLC43$2,868-$638
28Audi e-tron$2,920-$586
29Tesla Model X$2,944-$562
30BMW X5$2,992-$514
31Audi Q8$3,012-$494
32Land Rover Discovery$3,026-$480
33Mercedes-Benz AMG GLE53$3,046-$460
34Audi SQ7$3,148-$358
35BMW iX$3,192-$314
36BMW X6$3,272-$234
37Land Rover Range Rover Sport$3,410-$96
38Audi RS 6$3,482-$24
39Porsche Cayenne$3,506--
40BMW XM$3,844$338
41Mercedes-Benz AMG GLE63$3,948$442

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Cayenne Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Porsche Cayenne.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Porsche Cayenne Insurance Rates by Trim Level
2024 Porsche Cayenne Trim Level Annual Premium Cost Per Month
Base$2,662$222
Base Coupe$2,932$244
E-Hybrid Coupe$3,074$256
E-Hybrid$3,154$263
S$3,294$275
S E-Hybrid Coupe$3,316$276
S Coupe$3,366$281
S E-Hybrid$3,462$289
Turbo E-Hybrid Coupe$3,998$333
Turbo E-Hybrid$4,490$374
Turbo GT Coupe$4,852$404

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Porsche Cayenne for different driver ages.

2024 Porsche Cayenne Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,971$998
17$11,736$978
18$10,786$899
19$9,736$811
20$7,536$628
21$7,201$600
22$6,497$541
23$5,267$439
24$5,016$418
25$4,084$340
30$3,772$314
35$3,598$300
40$3,506$292
45$3,264$272
50$3,078$257
55$2,874$240
60$2,884$240
65$3,068$256
70$3,256$271
75$3,754$313
80$4,596$383

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Cayenne trim levels.