Porsche Macan Car Insurance Calculator

Learn visually how changing risk factors influence insurance rates for a Porsche Macan. Experiment with rate factors like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2024 Porsche Macan is $2,894 per year, or about $241 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,894

Cost Per Month

$241

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Macan Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Porsche Macan.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,894
Average Rate
Your Rate
$2,894

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Porsche Macan.

The 'Average Rate' is a combined value for all Porsche Macan trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Porsche Macan is $2,894.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Porsche Macan Segment Comparison

The table below compares insurance rates for the 2024 Porsche Macan against all other models in the small luxury SUV segment. The Porsche Macan is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Macan, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Macan.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Porsche Macan Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$936
2Lexus NX 250$2,072-$822
3Cadillac XT4$2,114-$780
4Lexus NX 350h$2,210-$684
5Lincoln Corsair$2,236-$658
6Mercedes-Benz GLB 250$2,240-$654
7Lexus UX 250h$2,246-$648
8Lexus NX 450h$2,258-$636
9Mercedes-Benz GLA250$2,282-$612
10Mercedes-Benz GLA35 AMG$2,290-$604
11Land Rover Evoque$2,336-$558
12Lexus NX 350$2,348-$546
13Volvo XC40$2,356-$538
14Volvo XC60$2,370-$524
15Alfa Romeo Tonale$2,376-$518
16Mercedes-Benz GLA45 AMG$2,388-$506
17BMW X1$2,420-$474
18Infiniti QX55$2,424-$470
19Volvo C40$2,442-$452
20BMW X2$2,452-$442
21Lexus RZ 450e$2,478-$416
22Mercedes-Benz EQB 300$2,492-$402
23Mercedes-Benz GLC300$2,512-$382
2024 Small Luxury SUV Average$2,541-$353
24Mercedes-Benz EQB 350$2,552-$342
25Genesis GV70$2,582-$312
26Audi Q3$2,596-$298
27Audi Q5$2,606-$288
28Alfa Romeo Stelvio$2,630-$264
29Land Rover Range Rover Velar$2,660-$234
30BMW X4$2,712-$182
31Audi Q4$2,736-$158
32BMW X3$2,764-$130
33Genesis GV60$2,848-$46
34Porsche Macan$2,894--
35Jaguar I-Pace$2,926$32
36Land Rover Defender$3,042$148
37Jaguar F-Pace$3,130$236
38Aston Martin DBX$4,562$1,668

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Macan Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Porsche Macan.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Porsche Macan Insurance Rates by Trim Level
2024 Porsche Macan Trim Level Annual Premium Cost Per Month
Base AWD$2,714$226
T AWD$2,828$236
S AWD$2,920$243
GTS AWD$3,106$259

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Porsche Macan for different driver ages.

2024 Porsche Macan Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,914$826
17$9,644$804
18$8,729$727
19$7,948$662
20$6,132$511
21$5,864$489
22$5,280$440
23$4,346$362
24$4,117$343
25$3,356$280
30$3,092$258
35$2,972$248
40$2,894$241
45$2,698$225
50$2,554$213
55$2,378$198
60$2,386$199
65$2,530$211
70$2,710$226
75$3,148$262
80$3,840$320

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Macan trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Porsche Macan.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Porsche Macan Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Porsche Macan$2,894$241
2023 Porsche Macan$2,678$223
2022 Porsche Macan$2,712$226
2021 Porsche Macan$2,688$224
2020 Porsche Macan$2,604$217
2019 Porsche Macan$2,520$210
2018 Porsche Macan$2,458$205
2017 Porsche Macan$2,350$196
2016 Porsche Macan$2,252$188
2015 Porsche Macan$2,060$172

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Porsche Macan trim levels for each model year.