2016 Porsche Macan Car Insurance Calculator

Get instant feedback how changes to risk factors and vehicle options affect car insurance rates for a 2016 Porsche Macan. Customize liability limits, policy deductibles, driver age, and policy discounts to learn how each affects rates. Instantly know if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2016 Porsche Macan is $2,252 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,252

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Macan Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Porsche Macan.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,252
Average Rate
Your Rate
$2,252

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Porsche Macan trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Porsche Macan is $2,252.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Porsche Macan Segment Comparison

The table below compares insurance rates for the 2016 Porsche Macan against all other models in the small luxury SUV segment. The Porsche Macan is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Macan, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Macan.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Porsche Macan Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC60$1,368-$884
2Acura RDX$1,390-$862
3Mercedes-Benz GLA250$1,542-$710
4Mercedes-Benz GLC300$1,624-$628
5BMW X1$1,632-$620
6Lincoln MKC$1,640-$612
7Audi Q3$1,730-$522
8Lexus NX 300H$1,738-$514
2016 Small Luxury SUV Average$1,778-$474
9Mercedes-Benz GLA45 AMG$1,810-$442
10Lexus NX 200T$1,834-$418
11BMW X4$1,858-$394
12BMW X3$1,862-$390
13Infiniti QX70$1,876-$376
14Land Rover Evoque$1,914-$338
15Audi Q5$1,950-$302
16Mercedes-Benz GLE550E$2,202-$50
17Porsche Macan$2,252--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Macan Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Porsche Macan.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Porsche Macan Insurance Rates by Trim Level
2016 Porsche Macan Trim Level Annual Premium Cost Per Month
S AWD$2,156$180
Turbo AWD$2,350$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Porsche Macan for different driver ages.

2016 Porsche Macan Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,227$686
17$7,938$662
18$7,049$587
19$6,432$536
20$4,898$408
21$4,671$389
22$4,167$347
23$3,432$286
24$3,234$270
25$2,620$218
30$2,400$200
35$2,316$193
40$2,252$188
45$2,112$176
50$2,004$167
55$1,870$156
60$1,876$156
65$2,002$167
70$2,180$182
75$2,590$216
80$3,208$267

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Macan trim levels.