2022 Porsche Macan Car Insurance Calculator

Observe in real-time how different factors impact the insurance cost for a 2022 Porsche Macan. Make changes to factors like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover if and why rates increase from the option you changed.

The average estimated car insurance premium for a 2022 Porsche Macan is $2,712 per year, or about $226 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,712

Cost Per Month

$226

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Macan Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Porsche Macan.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,712
Average Rate
Your Rate
$2,712

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Porsche Macan trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Porsche Macan is $2,712.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Porsche Macan Segment Comparison

The table below compares insurance rates for the 2022 Porsche Macan against all other models in the small luxury SUV segment. The Porsche Macan is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Macan, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Macan.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Porsche Macan Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,832-$880
2Cadillac XT4$1,878-$834
3Volvo XC40$2,058-$654
4Lexus NX 250$2,126-$586
5BMW X1$2,130-$582
6Mercedes-Benz GLB 250$2,142-$570
7Lexus UX 250h$2,146-$566
8Lexus NX 350h$2,160-$552
9Lexus NX 350$2,180-$532
10Lexus UX 200$2,184-$528
11Lexus NX 450h$2,238-$474
12Volvo C40$2,252-$460
13Land Rover Evoque$2,260-$452
14Lincoln Corsair$2,264-$448
15Mercedes-Benz GLC300$2,266-$446
16Mercedes-Benz GLA250$2,288-$424
17Audi Q3$2,292-$420
18Volvo XC60$2,300-$412
19BMW X2$2,372-$340
2022 Small Luxury SUV Average$2,397-$315
20Mercedes-Benz GLA35 AMG$2,408-$304
21Infiniti QX55$2,422-$290
22Genesis GV70$2,450-$262
23Audi Q5$2,480-$232
24Mercedes-Benz GLA45 AMG$2,494-$218
25Audi Q4$2,508-$204
26Land Rover Defender$2,522-$190
27Land Rover Range Rover Velar$2,532-$180
28Alfa Romeo Stelvio$2,584-$128
29BMW X3$2,620-$92
30Porsche Macan$2,712--
31Jaguar I-Pace$2,768$56
32Jaguar F-Pace$2,840$128
33BMW X4$2,920$208
34Aston Martin DBX$3,884$1,172

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Macan Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Porsche Macan.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Porsche Macan Insurance Rates by Trim Level
2022 Porsche Macan Trim Level Annual Premium Cost Per Month
AWD$2,526$211
S AWD$2,716$226
GTS AWD$2,894$241

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Porsche Macan for different driver ages.

2022 Porsche Macan Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,722$810
17$9,458$788
18$8,544$712
19$7,738$645
20$5,929$494
21$5,653$471
22$5,066$422
23$4,114$343
24$3,901$325
25$3,158$263
30$2,898$242
35$2,782$232
40$2,712$226
45$2,528$211
50$2,390$199
55$2,232$186
60$2,242$187
65$2,398$200
70$2,584$215
75$3,034$253
80$3,754$313

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Macan trim levels.