2023 Porsche Macan Car Insurance Calculator

Find out how different risk factors impact the cost of insurance for a 2023 Porsche Macan. Change policy coverages, liability limits, deductibles, and driver's age plus many other factors. Instantly see if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2023 Porsche Macan is $2,678 per year, or about $223 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,678

Cost Per Month

$223

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Macan Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Porsche Macan.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,678
Average Rate
Your Rate
$2,678

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Porsche Macan trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Porsche Macan is $2,678.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Porsche Macan Segment Comparison

The table below compares insurance rates for the 2023 Porsche Macan against all other models in the small luxury SUV segment. The Porsche Macan is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Macan, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Macan.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Porsche Macan Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,904-$774
2Cadillac XT4$2,056-$622
3Volvo XC40$2,100-$578
4Lexus UX 250h$2,132-$546
5Mercedes-Benz GLA250$2,212-$466
6Mercedes-Benz GLB 250$2,234-$444
7Lexus NX 250$2,248-$430
8Lexus NX 350h$2,276-$402
9Lexus NX 350$2,290-$388
10Lincoln Corsair$2,292-$386
11Lexus NX 450h$2,302-$376
12BMW X1$2,310-$368
13Alfa Romeo Tonale$2,320-$358
14Mercedes-Benz GLC300$2,324-$354
15Lexus RZ 450e$2,330-$348
16Volvo XC60$2,336-$342
17Audi Q3$2,348-$330
18Land Rover Evoque$2,364-$314
19Volvo C40$2,386-$292
20BMW X2$2,428-$250
21Infiniti QX55$2,462-$216
2023 Small Luxury SUV Average$2,468-$210
22Mercedes-Benz GLA35 AMG$2,472-$206
23Genesis GV70$2,514-$164
24Mercedes-Benz EQB 300$2,526-$152
25Genesis GV60$2,534-$144
26Mercedes-Benz GLA45 AMG$2,542-$136
27Alfa Romeo Stelvio$2,556-$122
28Audi Q5$2,574-$104
29Land Rover Range Rover Velar$2,582-$96
30Mercedes-Benz EQB 350$2,590-$88
31BMW X4$2,632-$46
32Land Rover Defender$2,644-$34
33Jaguar F-Pace$2,656-$22
34Audi Q4$2,668-$10
35Porsche Macan$2,678--
36BMW X3$2,684$6
37Jaguar I-Pace$2,840$162
38Aston Martin DBX$4,436$1,758

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Macan Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Porsche Macan.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Porsche Macan Insurance Rates by Trim Level
2023 Porsche Macan Trim Level Annual Premium Cost Per Month
Base AWD$2,500$208
T AWD$2,612$218
S AWD$2,700$225
GTS AWD$2,898$242

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Porsche Macan for different driver ages.

2023 Porsche Macan Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,409$784
17$9,181$765
18$8,353$696
19$7,554$630
20$5,814$485
21$5,548$462
22$4,986$416
23$4,043$337
24$3,842$320
25$3,116$260
30$2,868$239
35$2,746$229
40$2,678$223
45$2,492$208
50$2,358$197
55$2,202$184
60$2,210$184
65$2,360$197
70$2,522$210
75$2,940$245
80$3,624$302

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Macan trim levels.