2014 Porsche Panamera Car Insurance Calculator

Learn and understand how changes to risk factors and vehicle options impact the insurance cost for a 2014 Porsche Panamera. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see how much rates change and learn exactly why.

The average estimated car insurance premium for a 2014 Porsche Panamera is $2,374 per year, or about $198 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,374

Cost Per Month

$198

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Panamera Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Porsche Panamera.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,374
Average Rate
Your Rate
$2,374

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Porsche Panamera trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Porsche Panamera is $2,374.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Porsche Panamera Segment Comparison

The table below compares insurance rates for the 2014 Porsche Panamera against all other models in the large luxury car segment. The Porsche Panamera is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Panamera, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Panamera.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Porsche Panamera Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,718-$656
2Cadillac CTS$1,740-$634
3Cadillac XTS$1,794-$580
4Lincoln MKS$1,884-$490
5Infiniti Q70$1,906-$468
6Lexus GS 450$1,972-$402
7Acura RLX$1,982-$392
8Cadillac CTS-V$2,034-$340
9Infiniti Q60$2,078-$296
10Mercedes-Benz C63 AMG$2,080-$294
11Hyundai Equus$2,088-$286
12Lexus LS 460$2,134-$240
13Mercedes-Benz CLS550$2,140-$234
14BMW 740i$2,230-$144
15Mercedes-Benz E63 AMG$2,240-$134
16Jaguar XJ$2,260-$114
17Maserati Ghibli$2,282-$92
18Jaguar XJ Super$2,284-$90
19Mercedes-Benz CLS63 AMG$2,324-$50
20Audi A8$2,356-$18
21BMW 750i$2,366-$8
22Porsche Panamera$2,374--
23BMW 650i$2,386$12
2014 Large Luxury Car Average$2,391$17
24BMW 750xi$2,394$20
25Lexus LS 600H$2,494$120
26Audi RS 7$2,508$134
27Mercedes-Benz CL550$2,606$232
28Audi S8$2,662$288
29Maserati Quattroporte$2,668$294
30BMW 760i$2,746$372
31Mercedes-Benz S550$2,790$416
32Mercedes-Benz S63 AMG$2,890$516
33Mercedes-Benz CL600$2,942$568
34Mercedes-Benz CL65 AMG$3,408$1,034
35Bentley Continental$3,426$1,052
36Bentley Mulsanne$3,874$1,500

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Panamera Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Porsche Panamera.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Porsche Panamera Insurance Rates by Trim Level
2014 Porsche Panamera Trim Level Annual Premium Cost Per Month
Hatchback$2,028$169
4 AWD Hatchback$2,070$173
S Hatchback$2,198$183
4S AWD Hatchback$2,240$187
GTS AWD Hatchback$2,396$200
Hybrid S Hatchback$2,466$206
S Executive AWD Hatchback$2,522$210
Turbo AWD Hatchback$2,650$221
Turbo Executive AWD Hatchback$2,816$235

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Porsche Panamera for different driver ages.

2014 Porsche Panamera Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,336$695
17$8,119$677
18$7,367$614
19$6,671$556
20$5,135$428
21$4,899$408
22$4,398$367
23$3,582$299
24$3,403$284
25$2,762$230
30$2,544$212
35$2,440$203
40$2,374$198
45$2,218$185
50$2,096$175
55$1,958$163
60$1,966$164
65$2,096$175
70$2,240$187
75$2,614$218
80$3,220$268

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Panamera trim levels.