2015 Porsche Panamera Car Insurance Calculator

Explore and learn how decisions you make impact the cost of car insurance for a 2015 Porsche Panamera. Customize coverage amounts, annual mileage, vehicle usage, and driver gender to learn how each affects rates. Get instant feedback if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2015 Porsche Panamera is $2,800 per year, or about $233 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,800

Cost Per Month

$233

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Panamera Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Porsche Panamera.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,800
Average Rate
Your Rate
$2,800

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Porsche Panamera trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Porsche Panamera is $2,800.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Porsche Panamera Segment Comparison

The table below compares insurance rates for the 2015 Porsche Panamera against all other models in the large luxury car segment. The Porsche Panamera is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Panamera, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Panamera.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Porsche Panamera Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650-$1,150
2Cadillac XTS$1,830-$970
3Audi A5$1,868-$932
4Lincoln MKS$1,872-$928
5Infiniti Q60$1,928-$872
6Acura RLX$2,078-$722
7Lexus GS 450$2,096-$704
8Infiniti Q70L$2,112-$688
9Infiniti Q70$2,124-$676
10Kia K900$2,148-$652
11Lexus LS 460$2,150-$650
12Cadillac CTS-V$2,176-$624
13Mercedes-Benz CLS550$2,236-$564
14Mercedes-Benz C63 AMG$2,256-$544
15Hyundai Equus$2,268-$532
16BMW 740i$2,324-$476
17BMW 650i$2,380-$420
18Maserati Ghibli$2,406-$394
19Jaguar XJ$2,454-$346
20BMW 750i$2,480-$320
21Jaguar XJ Super$2,486-$314
22Mercedes-Benz E63 AMG$2,538-$262
2015 Large Luxury Car Average$2,553-$247
23Mercedes-Benz S550$2,580-$220
24BMW 750xi$2,602-$198
25Mercedes-Benz CLS63 AMG$2,632-$168
26Audi RS 7$2,660-$140
27Lexus LS 600H$2,706-$94
28BMW Alpina B6$2,720-$80
29Audi A8$2,740-$60
30Audi S8$2,750-$50
31Porsche Panamera$2,800--
32Maserati Quattroporte$2,946$146
33BMW 760i$2,960$160
34Mercedes-Benz S63 AMG$3,088$288
35Mercedes-Benz S600$3,196$396
36Bentley Continental$3,596$796
37Mercedes-Benz S65 AMG$3,660$860
38Mercedes-Benz S65$3,748$948
39Bentley Mulsanne$4,342$1,542

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Panamera Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Porsche Panamera.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Porsche Panamera Insurance Rates by Trim Level
2015 Porsche Panamera Trim Level Annual Premium Cost Per Month
Hatchback$2,350$196
4 AWD Hatchback$2,426$202
Hybrid SE Hatchback$2,482$207
S Hatchback$2,528$211
4S AWD Hatchback$2,572$214
GTS AWD Hatchback$2,706$226
S Executive AWD Hatchback$2,826$236
Turbo AWD Hatchback$2,960$247
Turbo Executive AWD Hatchback$3,136$261
Turbo S AWD Hatchback$3,316$276
Turbo S Executive AWD Hatchback$3,494$291

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Porsche Panamera for different driver ages.

2015 Porsche Panamera Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,895$825
17$9,646$804
18$8,753$729
19$7,924$660
20$6,091$508
21$5,808$484
22$5,215$435
23$4,231$353
24$4,018$335
25$3,260$272
30$2,994$250
35$2,870$239
40$2,800$233
45$2,608$217
50$2,464$205
55$2,302$192
60$2,310$193
65$2,468$206
70$2,646$221
75$3,094$258
80$3,816$318

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Panamera trim levels.