2018 Porsche Panamera Car Insurance Calculator

Discover how different driver, vehicle, and coverage options impact car insurance rates for a 2018 Porsche Panamera. Update factors like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2018 Porsche Panamera is $3,118 per year, or about $260 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,118

Cost Per Month

$260

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Panamera Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Porsche Panamera.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,118
Average Rate
Your Rate
$3,118

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Porsche Panamera trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Porsche Panamera is $3,118.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Porsche Panamera Segment Comparison

The table below compares insurance rates for the 2018 Porsche Panamera against all other models in the large luxury car segment. The Porsche Panamera is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Panamera, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Panamera.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Porsche Panamera Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$1,172
2Cadillac CTS$2,010-$1,108
3Audi A5$2,090-$1,028
4Cadillac XTS$2,130-$988
5Cadillac CT6$2,156-$962
6Volvo S90$2,234-$884
7Lexus LS 500$2,318-$800
8Infiniti Q70$2,324-$794
9Acura RLX$2,364-$754
10Lexus LS 500H$2,408-$710
11Mercedes-Benz CLS550$2,464-$654
12Lexus GS 450$2,488-$630
13Infiniti Q60$2,536-$582
14Mercedes-Benz C63 AMG$2,582-$536
15Cadillac CTS-V$2,654-$464
16Mercedes-Benz S450$2,680-$438
17Jaguar XJ$2,692-$426
18Genesis G90$2,700-$418
2018 Large Luxury Car Average$2,783-$335
19BMW 740e$2,804-$314
20BMW 740i$2,824-$294
21Mercedes-Benz S560$2,832-$286
22BMW 650i$2,838-$280
23Audi RS 7$2,940-$178
24Mercedes-Benz E63 AMG$3,020-$98
25Mercedes-Benz CLS63 AMG$3,046-$72
26BMW 750i$3,054-$64
27Maserati Ghibli$3,058-$60
28Porsche Panamera$3,118--
29Audi A8$3,148$30
30BMW Alpina B6$3,234$116
31Maserati Quattroporte$3,246$128
32Audi S8$3,346$228
33Mercedes-Benz AMG$3,372$254
34Mercedes-Benz AMG S63$3,438$320
35BMW M760i$3,668$550
36Mercedes-Benz S65 AMG$4,432$1,314

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Panamera Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Porsche Panamera.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Porsche Panamera Insurance Rates by Trim Level
2018 Porsche Panamera Trim Level Annual Premium Cost Per Month
Hatchback$2,654$221
4 AWD Hatchback$2,710$226
4 Executive AWD Hatchback$2,836$236
4 Sport Turismo AWD Hatchback$2,836$236
AWD Hatchback$2,868$239
4S AWD Hatchback$2,894$241
Hybrid Executive Sedan$2,922$244
Hybrid Sport Turismo Sedan$2,922$244
4S Sport Turismo AWD Hatchback$2,948$246
4S Executive AWD Hatchback$3,042$254
Turbo AWD Hatchback$3,394$283
Turbo Sport Turismo AWD Hatchback$3,466$289
Turbo Executive AWD Hatchback$3,522$294
Hybrid Turbo S Sedan$3,830$319
Hybrid Turbo S Executive Sedan$3,942$329

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Porsche Panamera for different driver ages.

2018 Porsche Panamera Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,855$905
17$10,649$887
18$9,794$816
19$8,811$734
20$6,803$567
21$6,487$541
22$5,845$487
23$4,701$392
24$4,478$373
25$3,636$303
30$3,354$280
35$3,194$266
40$3,118$260
45$2,898$242
50$2,732$228
55$2,554$213
60$2,562$214
65$2,744$229
70$2,910$243
75$3,370$281
80$4,158$347

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Panamera trim levels.