2019 Porsche Panamera Car Insurance Calculator

Learn how changes to risk factors and vehicle options affect car insurance rates for a 2019 Porsche Panamera. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2019 Porsche Panamera is $3,394 per year, or about $283 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,394

Cost Per Month

$283

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Panamera Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Porsche Panamera.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,394
Average Rate
Your Rate
$3,394

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Porsche Panamera trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Porsche Panamera is $3,394.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Porsche Panamera Segment Comparison

The table below compares insurance rates for the 2019 Porsche Panamera against all other models in the large luxury car segment. The Porsche Panamera is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Panamera, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Panamera.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Porsche Panamera Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$2,124-$1,270
2Lincoln Continental$2,156-$1,238
3Audi A5$2,166-$1,228
4Cadillac CT6$2,220-$1,174
5Cadillac XTS$2,258-$1,136
6Volvo S90$2,358-$1,036
7Infiniti Q70$2,436-$958
8Acura RLX$2,512-$882
9Infiniti Q60$2,614-$780
10Lexus LS 500$2,644-$750
11Lexus LS 500H$2,654-$740
12Mercedes-Benz AMG E53$2,664-$730
13Genesis G90$2,744-$650
14Kia K900$2,784-$610
15Mercedes-Benz AMG CLS53$2,796-$598
16Cadillac CTS-V$2,810-$584
17Mercedes-Benz S450$2,854-$540
18Jaguar XJ$2,870-$524
19BMW 740e$2,956-$438
20BMW 740i$2,976-$418
2019 Large Luxury Car Average$2,981-$413
21BMW 650i$3,002-$392
22BMW M850i$3,010-$384
23Mercedes-Benz E63 AMG$3,210-$184
24Audi A8$3,218-$176
25Mercedes-Benz S560$3,228-$166
26BMW 750i$3,234-$160
27Porsche Panamera$3,394--
28BMW M760i$3,870$476
29Mercedes-Benz AMG S63$3,958$564
30Mercedes-Benz S65 AMG$4,972$1,578
31Bentley Mulsanne$5,734$2,340

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Panamera Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Porsche Panamera.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Porsche Panamera Insurance Rates by Trim Level
2019 Porsche Panamera Trim Level Annual Premium Cost Per Month
Hatchback$2,862$239
4 AWD Hatchback$2,940$245
4 Executive AWD Hatchback$3,000$250
4 Sport Turismo AWD Hatchback$3,000$250
4 S AWD Hatchback$3,056$255
Hybrid 4 AWD Hatchback$3,076$256
Hybrid 4 Executive Sedan$3,134$261
Hybrid 4 Sport Turismo AWD Hatchback$3,134$261
4 S Sport Turismo AWD Hatchback$3,218$268
4 S Executive AWD Hatchback$3,278$273
GTS Hatchback$3,354$280
GTS Sport Turismo Hatchback$3,414$285
Turbo Hatchback$3,668$306
Turbo Sport Turismo Hatchback$3,728$311
Turbo Executive Hatchback$3,788$316
Hybrid Turbo S Sedan$4,102$342
Hybrid Turbo S Sport Turismo Sedan$4,160$347
Hybrid Turbo S Executive Sedan$4,220$352

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Porsche Panamera for different driver ages.

2019 Porsche Panamera Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,817$985
17$11,610$968
18$10,708$892
19$9,617$801
20$7,429$619
21$7,085$590
22$6,385$532
23$5,115$426
24$4,882$407
25$3,962$330
30$3,654$305
35$3,474$290
40$3,394$283
45$3,150$263
50$2,970$248
55$2,774$231
60$2,786$232
65$2,984$249
70$3,164$264
75$3,660$305
80$4,516$376

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Panamera trim levels.