2022 Porsche Panamera Car Insurance Calculator

Learn visually how decisions you make affect car insurance rates for a 2022 Porsche Panamera. Customize choices like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover how much your choice changes rates and why.

The average estimated car insurance premium for a 2022 Porsche Panamera is $3,728 per year, or about $311 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,728

Cost Per Month

$311

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Panamera Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Porsche Panamera.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,728
Average Rate
Your Rate
$3,728

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Porsche Panamera trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Porsche Panamera is $3,728.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Porsche Panamera Segment Comparison

The table below compares insurance rates for the 2022 Porsche Panamera against all other models in the large luxury car segment. The Porsche Panamera is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Panamera, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Panamera.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Porsche Panamera Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,510-$1,218
2Volvo S90$2,768-$960
3Lexus LS 500$2,874-$854
4Mercedes-Benz AMG E53$2,922-$806
5Genesis G90$2,928-$800
6Mercedes-Benz AMG GT43$2,986-$742
7Lexus LS 500h$3,074-$654
8BMW 840i$3,094-$634
9BMW 745e$3,150-$578
10Mercedes-Benz EQS 450$3,226-$502
11Infiniti Q60$3,236-$492
12Mercedes-Benz S500$3,276-$452
13Audi RS 7$3,282-$446
14Mercedes-Benz EQS 580$3,306-$422
2022 Large Luxury Car Average$3,380-$348
15BMW M850i$3,526-$202
16Mercedes-Benz S580$3,532-$196
17BMW 740i$3,560-$168
18Audi S8$3,612-$116
19BMW 750i$3,650-$78
20Audi A8$3,658-$70
21Porsche Panamera$3,728--
22Mercedes-Benz S560$3,888$160
23BMW Alpina B8$4,080$352
24BMW M760i$4,212$484
25Mercedes-Benz Maybach S580$4,424$696

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Panamera Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Porsche Panamera.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Porsche Panamera Insurance Rates by Trim Level
2022 Porsche Panamera Trim Level Annual Premium Cost Per Month
Sedan$3,208$267
4$3,292$274
4 Sport Turismo$3,396$283
4 Executive$3,402$284
Platinum Edition$3,436$286
4 Platinum Edition$3,494$291
4S$3,500$292
4S Sport Turismo$3,576$298
4 E-Hybrid$3,586$299
4S Executive$3,634$303
4 E-Hybrid Sport Turismo$3,638$303
4 E-Hybrid Executive$3,646$304
4S E-Hybrid$3,710$309
4 E-Hybrid Platinum Edition$3,714$310
4S E-Hybrid Sport Turismo$3,754$313
GTS$3,764$314
GTS Sport Turismo$3,816$318
4S E-Hybrid Executive$3,830$319
Turbo S$4,082$340
Turbo S Sport Turismo$4,098$342
Turbo S Executive$4,130$344
Turbo S E-Hybrid$4,230$353
Turbo S E-Hybrid Sport Turismo$4,248$354
Turbo S E-Hybrid Executive$4,274$356

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Porsche Panamera for different driver ages.

2022 Porsche Panamera Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$13,005$1,084
17$12,764$1,064
18$11,745$979
19$10,559$880
20$8,151$679
21$7,775$648
22$7,006$584
23$5,625$469
24$5,361$447
25$4,352$363
30$4,006$334
35$3,816$318
40$3,728$311
45$3,460$288
50$3,260$272
55$3,048$254
60$3,060$255
65$3,276$273
70$3,480$290
75$4,032$336
80$4,976$415

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Panamera trim levels.