2022 Porsche Taycan Car Insurance Calculator

Learn visually how different factors affect car insurance rates for a 2022 Porsche Taycan. Tweak settings like coverage deductibles, age of the driver, and policy discounts to see how insurance cost is affected. Immediately see how much and why your choice impacts rates.

The average estimated car insurance premium for a 2022 Porsche Taycan is $3,398 per year, or about $283 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,398

Cost Per Month

$283

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Porsche Taycan Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Porsche Taycan.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,398
Average Rate
Your Rate
$3,398

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Porsche Taycan trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Porsche Taycan is $3,398.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Porsche Taycan vs. the Sports Car Segment

The table below compares insurance rates for the 2022 Porsche Taycan against all other models in the sports car segment. The Porsche Taycan is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Porsche Taycan, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Porsche Taycan.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Porsche Taycan Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,896-$1,502
2Ford Mustang$2,308-$1,090
3BMW Z4$2,356-$1,042
4Subaru WRX$2,486-$912
5Toyota GR86$2,550-$848
6Audi TT$2,560-$838
7Toyota GR Supra$2,608-$790
8Subaru BRZ$2,744-$654
9Chevrolet Corvette$2,760-$638
10BMW M3$2,834-$564
11Porsche 718$2,960-$438
12Lexus RC F$2,982-$416
13Chevrolet Camaro$3,030-$368
2022 Sports Car Average$3,079-$319
14Dodge Challenger$3,114-$284
15Mercedes-Benz AMG GT53$3,162-$236
16Jaguar F-Type$3,310-$88
17Porsche Taycan$3,398--
18Porsche 911$3,482$84
19BMW M4$3,486$88
20Lexus LC 500$3,498$100
21Acura NSX$4,234$836
22Audi R8$4,526$1,128
23Nissan GT-R$4,534$1,136

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Taycan Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Porsche Taycan.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Porsche Taycan Insurance Rates by Trim Level
2022 Porsche Taycan Trim Level Annual Premium Cost Per Month
Sedan$2,896$241
4 Cross Turismo$3,072$256
4S$3,202$267
4S Cross Turismo$3,272$273
GTS$3,452$288
GTS Sport Turismo$3,466$289
Turbo$3,570$298
Turbo Cross Turismo$3,584$299
Turbo S$3,726$311
Turbo S Cross Turismo$3,734$311

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Porsche Taycan for different driver ages.

2022 Porsche Taycan Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,710$976
17$11,480$957
18$10,544$879
19$9,505$792
20$7,349$612
21$7,016$585
22$6,329$527
23$5,109$426
24$4,870$406
25$3,958$330
30$3,650$304
35$3,482$290
40$3,398$283
45$3,160$263
50$2,980$248
55$2,782$232
60$2,792$233
65$2,980$248
70$3,164$264
75$3,656$305
80$4,492$374

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Porsche Taycan trim levels.