Ram Promaster Car Insurance Calculator

Monitor in real-time how changing risk factors impact car insurance rates for a Ram Promaster. Change vehicle usage, driver gender, marital status, and the state you live in plus many other factors. Know immediately whether rates increased or decreased.

The average estimated car insurance premium for a 2024 Ram Promaster is $2,258 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,258

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ram Promaster Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Ram Promaster.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,258
Average Rate
Your Rate
$2,258

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Ram Promaster.

The 'Average Rate' is a combined value for all Ram Promaster trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Ram Promaster is $2,258.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Ram Promaster vs. the Large Van Segment

The table below compares insurance rates for the 2024 Ram Promaster against all other models in the large van segment. The Ram Promaster is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ram Promaster, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ram Promaster.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Ram Promaster Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Express$2,010-$248
2024 Large Van Average$2,165-$93
2GMC Savana$2,194-$64
3Ford Transit$2,198-$60
4Ram Promaster$2,258--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Promaster Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Ram Promaster.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Ram Promaster Insurance Rates by Trim Level
2024 Ram Promaster Trim Level Annual Premium Cost Per Month
1500 Low Roof$1,978$165
1500 High Roof$2,054$171
3500 Low Roof$2,192$183
3500 High Roof$2,220$185
3500 High Roof Extended$2,226$186
2500 Low Roof $2,394$200
2500 High Roof$2,416$201
2500 High Roof Extended$2,422$202
2500 Window High Roof Extended$2,422$202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Ram Promaster for different driver ages.

2024 Ram Promaster Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,172$681
17$7,876$656
18$6,983$582
19$6,383$532
20$4,869$406
21$4,643$387
22$4,145$345
23$3,429$286
24$3,233$269
25$2,620$218
30$2,402$200
35$2,322$194
40$2,258$188
45$2,120$177
50$2,010$168
55$1,872$156
60$1,876$156
65$2,004$167
70$2,180$182
75$2,584$215
80$3,188$266

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ram Promaster trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Ram Promaster.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Ram Promaster Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Ram Promaster$2,258$188
2023 Ram Promaster$2,208$184
2022 Ram Promaster$2,086$174
2021 Ram Promaster$1,978$165
2020 Ram Promaster$1,924$160
2019 Ram Promaster$1,868$156
2018 Ram Promaster$1,704$142
2017 Ram Promaster$1,714$143
2016 Ram Promaster$1,658$138
2015 Ram Promaster$1,602$134
2014 Ram Promaster$1,482$124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ram Promaster trim levels for each model year.