Ram Promaster City Car Insurance Calculator

Watch in real-time how different factors impact the cost of insurance for a Ram Promaster City. Fine-tune factors like liability limits, policy deductibles, driver age, and policy discounts. Instantly know how much rates change and learn why.

The average estimated car insurance premium for a 2022 Ram Promaster City is $1,718 per year, or about $143 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,718

Cost Per Month

$143

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ram Promaster City Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Ram Promaster City.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,718
Average Rate
Your Rate
$1,718

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Ram Promaster City.

The 'Average Rate' is a combined value for all Ram Promaster City trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Ram Promaster City is $1,718.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Ram Promaster City vs. the Large Van Segment

The table below compares insurance rates for the 2022 Ram Promaster City against all other models in the large van segment. The Ram Promaster City is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ram Promaster City, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ram Promaster City.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Ram Promaster City Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ram Promaster City$1,718--
2Chevrolet Express$1,788$70
3Nissan NV$1,878$160
2022 Large Van Average$1,930$212
4GMC Savana$1,954$236
5Ram Promaster$2,086$368
6Ford Transit$2,154$436

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Promaster City Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Ram Promaster City.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Ram Promaster City Insurance Rates by Trim Level
2022 Ram Promaster City Trim Level Annual Premium Cost Per Month
Tradesman Carbo Van$1,688$141
Wagon$1,716$143
Tradesman SLT Cargo Van$1,722$144
Wagon SLT$1,752$146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Ram Promaster City for different driver ages.

2022 Ram Promaster City Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,197$516
17$5,971$498
18$5,294$441
19$4,843$404
20$3,697$308
21$3,526$294
22$3,150$263
23$2,608$217
24$2,457$205
25$1,992$166
30$1,828$152
35$1,768$147
40$1,718$143
45$1,614$135
50$1,532$128
55$1,432$119
60$1,432$119
65$1,526$127
70$1,656$138
75$1,964$164
80$2,418$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ram Promaster City trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Ram Promaster City.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Ram Promaster City Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2022 Ram Promaster City$1,718$143
2021 Ram Promaster City$1,660$138
2020 Ram Promaster City$1,834$153
2019 Ram Promaster City$1,780$148
2018 Ram Promaster City$1,716$143
2017 Ram Promaster City$1,650$138
2016 Ram Promaster City$1,572$131
2015 Ram Promaster City$1,334$111

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ram Promaster City trim levels for each model year.