2021 Ram Promaster Car Insurance Calculator

Learn visually how decisions you make impact car insurance rates for a 2021 Ram Promaster. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if rates go up or down and learn why.

The average estimated car insurance premium for a 2021 Ram Promaster is $1,978 per year, or about $165 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,978

Cost Per Month

$165

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ram Promaster Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Ram Promaster.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,978
Average Rate
Your Rate
$1,978

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Ram Promaster trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Ram Promaster is $1,978.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Ram Promaster vs. the Large Van Segment

The table below compares insurance rates for the 2021 Ram Promaster against all other models in the large van segment. The Ram Promaster is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ram Promaster, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ram Promaster.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Ram Promaster Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ram Promaster City$1,660-$318
2Chevrolet Express$1,798-$180
3Nissan NV$1,826-$152
2021 Large Van Average$1,896-$82
4GMC Savana$1,918-$60
5Ram Promaster$1,978--
6Mercedes-Benz Metris$2,194$216

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Promaster Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Ram Promaster.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Ram Promaster Insurance Rates by Trim Level
2021 Ram Promaster Trim Level Annual Premium Cost Per Month
1500 Low Roof 2WD$1,826$152
3500 High Roof 2WD$1,888$157
3500 High Roof Extended 2WD$1,904$159
3500 Low Roof 2WD$1,912$159
1500 High Roof 2WD$1,958$163
2500 Low Roof 2WD$2,142$179
2500 High Roof 2WD$2,208$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Ram Promaster for different driver ages.

2021 Ram Promaster Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,204$600
17$6,929$577
18$6,113$509
19$5,599$467
20$4,264$355
21$4,065$339
22$3,626$302
23$3,007$251
24$2,830$236
25$2,294$191
30$2,098$175
35$2,032$169
40$1,978$165
45$1,856$155
50$1,762$147
55$1,644$137
60$1,650$138
65$1,756$146
70$1,916$160
75$2,282$190
80$2,818$235

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ram Promaster trim levels.