2022 Ram Promaster Car Insurance Calculator

Watch in real-time how changing risk factors influence insurance rates for a 2022 Ram Promaster. Adjust factors such as driver's age, policy discounts, Promaster trim level, and driving record. Find out instantly if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2022 Ram Promaster is $2,086 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,086

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ram Promaster Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Ram Promaster.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,086
Average Rate
Your Rate
$2,086

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Ram Promaster trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Ram Promaster is $2,086.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Ram Promaster vs. the Large Van Segment

The table below compares insurance rates for the 2022 Ram Promaster against all other models in the large van segment. The Ram Promaster is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ram Promaster, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ram Promaster.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Ram Promaster Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ram Promaster City$1,718-$368
2Chevrolet Express$1,788-$298
3Nissan NV$1,878-$208
2022 Large Van Average$1,930-$156
4GMC Savana$1,954-$132
5Ram Promaster$2,086--
6Ford Transit$2,154$68

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Promaster Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Ram Promaster.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Ram Promaster Insurance Rates by Trim Level
2022 Ram Promaster Trim Level Annual Premium Cost Per Month
1500 Low Roof$1,964$164
3500 High Roof$1,976$165
1500 High Roof$1,992$166
3500 Window High Roof Extended$1,998$167
3500 High Roof Extended$2,010$168
3500 Low Roof$2,018$168
2500 Low Roof $2,206$184
2500 High Roof$2,224$185
2500 Window High Roof$2,244$187
2500 High Roof Extended$2,264$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Ram Promaster for different driver ages.

2022 Ram Promaster Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,621$635
17$7,338$612
18$6,485$540
19$5,932$494
20$4,518$377
21$4,308$359
22$3,839$320
23$3,181$265
24$2,992$249
25$2,424$202
30$2,220$185
35$2,148$179
40$2,086$174
45$1,962$164
50$1,862$155
55$1,736$145
60$1,740$145
65$1,856$155
70$2,024$169
75$2,410$201
80$2,980$248

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ram Promaster trim levels.